Must You File an Appeal of Your Denied Long-Term Disability Claim or Can You Just File a Lawsuit?
The answer is “Yes,” you must file an appeal first before you file a lawsuit. Fighting your long-term disability carrier can be exhausting. Delay, endless requests for more information, not so “independent” a “medical evaluation,” surveillance and denial, are all designed to wear you out. You might be tempted to say “nuts” to that and just file a lawsuit in court. Unfortunately, that can destroy your case. What Are Your Obligations to File an Appeal of a Denied Long-Term Disability Claim? Every disability policy or plan requires that an appeal of a denied claim be filed before suing to get the disability benefits you...
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