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Author: Nancy Cavey > Articles posted by Nancy Cavey (Page 88)

What does ERISA do?

What does ERISA do? ERISA, an Employee Retirement Security Act enacted in 1974, requires employers to provide participants with information about the plan, plan funding and important features. This information is to be provided regularly and automatically. Information can be available free of charge or it can cost money. ERISA also sets the standards for employers for benefit accrual and funding rules. It is defined by the law as when an employee becomes eligible to participate in a plan, accumulate benefits, and have a right for those benefits. The funding of plans is also controlled by...

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Can I Work and Still Collect My Social Security Benefits?

The Social Security Administration provides work incentives that allow people to work and collect Social Security Disability benefits at the same time. This is called a trial work period and during that period you can keep what you earn and still collect benefits. However, you have to report your work activity to the Social Security Administration and continue to have a disabling impairment. The Social Security Administration lets you accumulate nine months of earnings in a sixteen month time period, it does not have to be consecutive. The Social Security Administration will consider your work ...

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Five Tips to Winning Your Chronic Fatigue Syndrome and/or Fibromyalgia Social Security Benefit Claim | Tampa Bay Social Security Disability Lawyer

Nancy Cavey, Social Security Disability attorney, knows how difficult it can be for someone who suffers from chronic fatigue syndrome or fibromyalgia to win a Social Security Disability case. There are five tips to winning a chronic fatigue/fibromyalgia denied Social Security Disability case: 1. Being treated by a specialist in chronic fatigue syndrome and fibromyalgia. Administrative Law Judges and the Social Security Administration are skeptical of claims that are based on a diagnosis of chronic fatigue syndrome or fibromyalgia made by physicians who don't specialize in the disease. At Cavey and Barrett, we find greater success in cases where...

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Science Express Identifies Link Between XMRV Retrovirus and Chronic Fatigue | Florida Social Security Lawyer

Judy Mikovits, research director of Whittemore Peterson Institute at the University of Nevada Reno, is co-author of a study just published in the journal Science Express that identifies a strong link between XRMV Virus and chronic fatigue syndrome. Over two thirds of the one million people in the United States who suffer from chronic fatigue are infected with XMRV. This study examined the blood samples from 101 chronic fatigue patients and compared them from samples of 218 healthy people. Over 67% of chronic fatigue sufferers had XMRV compared with less than 4% of the...

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Do I Really Need An Attorney To Appeal a Social Security Denial? Social Security Lawyer Tampa

What: Do I really need an attorney to appeal a social security denial? No, but as Abraham Lincoln says, “a person who represents themselves has a fool for a client.” If your Social Security Disability claim has been denied and you are filing your Request for Reconsideration or Request for Hearing, Sharon Barrett, a Social Security Disability attorney recommends that you have a licensed attorney representing you in your Social Security Disability claim. You should never go to a hearing before an Administrative Law Judge without an attorney who can help develop the medical and vocation...

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Tampa Bay Friends of 440 Scholarship Fund

The Tampa Bay Friends of 440 Scholarship Fund was founded by Nancy Cavey and is a non-profit organization comprised of attorneys, doctors, insurance adjusters, Judges of Compensation Claims, administrators, rehabilitation providers and others whose primary employment is connected with the Florida Workers' Compensation Act.  These members donate their time and energy to promote social and educational charitable causes connected with the Workers' Compensation system. The primary function of this organization is the award of scholarships to students who are dependents or descendants of individuals who have been injured in the course and scope of employment or whose parents' employment is primarily...

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Why Every Dental Professional Should Have a Disability Claims Consultation Before Filing a Claim for Long Term Disability Benefits

There are many stumbling blocks in the disability process. Before a dental professional considers filing a claim for disability benefits, there is help available to make that difficult decision about whether and when to apply for disability benefits and how to maintain your practice as you move through the disability process. Disability claims advice should include the following: 1. Get a professional review of your disability policies, including business overhead policies, a written summary of your benefits and potential problem areas as you move through the disability claims process. 2. An analysis of your...

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Why Every Physician Seeking Disability Benefits Should Have a Disability Attorney

1. You need advice and assistance in completing your claim forms and other insurance company requests. Picking the right date of disability, making sure your disabling condition is covered and is not excluded by a pre-existing condition, determining your pre-disability earnings and accurately completing your application is key to the beginning of a successful claims process. You should never complete anything, answer phone calls, or written requests of the disability insurance carrier unless you have assistance. Each one of these contacts with a disability insurance company is an opportunity to destroy your ...

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Can I Make a Mistake on Your Long Term Disability Claim Even Before I Stop Practicing Orthopedic Medicine?

If you are an orthopedic physician an are having difficulty practicing orthopedic medicine, you should know you can make a huge mistake even before you stop working. Getting the right date of disability is cruicial before you file your orthopedic claim for long term disability benefits. You should immediately get a copy of your long term disability policy and read it. How does your policy define occupation? Some policies, including Northwestern Mutual policies, will define an occupation as the occupation that they were doing “at the time of disability”. There also may be specialty language...

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