What does ERISA do?

What does ERISA do? ERISA, an Employee Retirement Security Act enacted in 1974, requires employers to provide participants with information about the plan, plan funding and important features. This information is to be provided regularly and automatically. Information can be available free of charge or it can cost money. ERISA also sets the standards for employers for benefit accrual and funding rules. It is defined by the law as when an employee becomes eligible to participate in a plan, accumulate benefits, and have a right for those benefits. The funding of plans is also controlled by...

01 November

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Mike Murburg PA – Tampa Social Security Lawyer

Posted by Nancy Cavey

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Mike Murburg PA The Firm of Mike Murburg, P.A. is dedicated to the zealous representation of its clients within the bounds of professional ethics and the law. It is the mission of the firm to personally and responsibly represent the disabled, pursue their rights and to obtain the fullest amount of compensation that the law will allow....

01 November

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Tampa Bay Friends of 440 Scholarship Fund

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The Tampa Bay Friends of 440 Scholarship Fund was founded by Nancy Cavey and is a non-profit organization comprised of attorneys, doctors, insurance adjusters, Judges of Compensation Claims, administrators, rehabilitation providers and others whose primary employment is connected with the Florida Workers' Compensation Act. These members donate their time and energy to promote social and educational charitable causes connected with the Workers' Compensation system. The primary function of this organization is the award of scholarships to students who are dependents or descendants of individuals who have been injured in the course and scope of employment or whose parents' employment is primarily...

01 November

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Why Every Dental Professional Should Have a Disability Claims Consultation Before Filing a Claim for Long Term Disability Benefits

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There are many stumbling blocks in the disability process. Before a dental professional considers filing a claim for disability benefits, there is help available to make that difficult decision about whether and when to apply for disability benefits and how to maintain your practice as you move through the disability process. Disability claims advice should include the following: 1. Get a professional review of your disability policies, including business overhead policies, a written summary of your benefits and potential problem areas as you move through the disability claims process. 2. An analysis of your...

01 November

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Why Every Physician Seeking Disability Benefits Should Have a Disability Attorney

Posted by Nancy Cavey

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1. You need advice and assistance in completing your claim forms and other insurance company requests. Picking the right date of disability, making sure your disabling condition is covered and is not excluded by a pre-existing condition, determining your pre-disability earnings and accurately completing your application is key to the beginning of a successful claims process. You should never complete anything, answer phone calls, or written requests of the disability insurance carrier unless you have assistance. Each one of these contacts with a disability insurance company is an opportunity to destroy your ...

01 November

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Can I Make a Mistake on Your Long Term Disability Claim Even Before I Stop Practicing Orthopedic Medicine?

Posted by Nancy Cavey

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If you are an orthopedic physician an are having difficulty practicing orthopedic medicine, you should know you can make a huge mistake even before you stop working. Getting the right date of disability is cruicial before you file your orthopedic claim for long term disability benefits. You should immediately get a copy of your long term disability policy and read it. How does your policy define occupation? Some policies, including Northwestern Mutual policies, will define an occupation as the occupation that they were doing “at the time of disability”. There also may be specialty language...

Author: Nancy Cavey