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Author: Nancy Cavey > Articles posted by Nancy Cavey (Page 26)

Is The Clock Ticking On Your ERISA Long Term Disability Benefits?

The clock is ticking on your ERISA long-term disability case.  Getting your long-term disability benefits can be challenging.  If you have been diagnosed with a medical condition and have applied for and been denied your disability benefits, you need to understand that the clock is ticking. Retirement Income Security Act – Most long-term disability policies offered by employers are governed under the Employee Retirement Income Security Act (ERISA).  If you have been denied long-term disability benefits, or your benefits were terminated, you will have 180 days to appeal the insurance company’s denial.  The appeal process is a crucial part of winning...

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Gene Therapies Trained to Kill Cancer

In a bold new experiment at the University of Pennsylvania, doctors removed a billion of William Ludwig’s T-Cells. T-Cells are white blood cells that fight viruses and tumors. The T-Cells were given new genes that were programmed to attack his cancer. The altered cells were then dripped back into Mr. Ludwig’s veins and, after a few weeks, his leukemia was gone. According to an article in the New York Times: Science Times there was “no trace of it anywhere, no leukemic cells in his blood or bone marrow, no more bulging lymph nodes on his CT scans.” This treatment was described...

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Cavey and Barrett Congratulates Hartford on Launching: Achieve Without Limits

Hartford Financial Services, who provides long term disability benefits, has launched the Achieve Without Limits contest. Hartford has invited Americans to submit a short video and essay describing a goal that they hope to achieve in small business growth, health, fitness or community services. The top contestants in each category is to be  awarded a cash award and a US Paralympics athlete mentor to put their plan into action. A grad prize winner will receive a trip to the London 2012 Paralympics games to cheer on team USA. At Cavey and Barrett, we support our US Paralympics athlete team and Hartford....

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Programming Your Immune System to Kill Cancer

If cancer has prevented you from working for a long period of time, you may be able to recover long term disability benefits. A report from the New England Journal of Medicine and Science Translational Medicine has reported on a novel treatment developed at the University of Pennsylvania that could signify a turning point in physicians’ struggle to develop effective gene therapies. Denise Grady, reporter for the New York Times, has written an article “An Immune System Trained to Kill Cancer” that explains how Dr. Carl June, who led the research at the University of Pennsylvania, was stunned with the results of...

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How to Respond to UNUM’s Demand for Your Social Security Disability File

If you are a long term disability policy holder with UNUM and have filed for disability benefits, you might be asked to sign a release of your Social Security file. UNUM routinely rejects claimants who get Social Security Disability benefits and it’s not uncommon to see in their denial letters language that says “after thoroughly giving you due consideration to the findings of the Social Security Administration, I, Dr. Paid to Say No, disagree with the Social Security findings. Social Security didn’t have the benefit of our UNUM peer review providers and they didn’t have the ability to review her activity...

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Can I get Social Security Disability Benefits for my lifetime or will they be cut off?

Can I get Social Security Disability Benefits for my lifetime or will they be cut off? What a great question! Once you are awarded Social Security Disability benefits, there is a review that will be done on a regular basis by the Social Security Disability office to determine whether or not you continue to be disabled. However, once your reach retirement age your Social Security Disability benefits will be transitioned to Social Security Retirement Benefits. Once you green coffee bean extract diet testimonialspure garcinia cambogia extract free trial are on Social Security retirement benefits, your benefits can never be...

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Johnny Boykins Has Helped Social Security Disability Applicants in the Tampa Bay Area

Johnny Boykins smile and laugh are infectious. He has mastered the Social Security Disability claim’s process while working with Tampa Bay Social Security Disability Attorney Sharon Barrett. Johnny’s thoroughly familiar with the compassionate allowance program which helps individuals with certain medical conditions be fast tracked in the Social Security Disability claim’s process. Did you know that accelerated benefits were approved for 45,000 people in 2010 for compassionate allowances. Johnny Boykins, who served in the Coast Guard Reserve, says that it’s about “commitment to public service”. If you or a family member suffers from a disabling condition or disease contact Johnny Boykins at Cavey and...

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What Every Woman Should Know About the Symptoms of Ovarian Cancer

The symptoms of ovarian cancer in the early stages are not often acute or intense. In most cases, ovarian cancer isn’t detected during a routine pelvic exam unless the doctor knows that the ovaries are enlarged. Potential symptoms of ovarian cancer can include: Bloating Pelvic abdominal pain Trouble eating or feeling full quickly Feeling the need to urinate urgently Fatigue Upset stomach or heartburn Back pain Pain during sex Unfortunately, the PAP Test won’t detect ovarian cancer as it is only used to detect cancer of the cervix. Screening tests can include: Pelvic exam Transvaginal Sonography C1025 Test If you have been diagnosed...

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The Truth About Social Security Disability Judges

There are over 1,500 Administrative Law Judges in the Social Security Administration that hear Social Security Disability appeals. There is a huge backlog of cases. Unfortunately, there are judges at both ends of the spectrum. Some judges award disability benefits more than 85% of the time, while there are other judges that deny benefits 80% of the time. On average, judge’s award benefits to roughly 60% of their decisions. While a criminal investigation has been launched on the former ALJ David B. Daughtery in Huntington, Virginia who awarded benefits in every case he saw in the first six months of 2011, that’s the exception...

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Americans with Cancer, Heart Disease, Stroke, Diabetes and Chronic Lung Disease are Vulnerable to Medicaid Cuts

State specific reports released on September 14, 2011 indicate that millions of Americans in California, Illinois, New York and Texas could lose their doctor’s, medication and treatment because of Medicaid cuts. This report was released jointly by the American Cancer Society, Cancer Action Network, American Diabetes Association, American Wellness Association and Families USA. There are 18 additional state specific reports including a report about Florida. You can check these out at to learn how Medicaid cuts may impact Florida Social Security Disability recipients. Cutting off Medicaid recipients from treatment, prescriptions and physicians is “counter to everything that we hope to accomplish”...

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