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Author: Nancy Cavey > Articles posted by Nancy Cavey (Page 13)

Why Every Long Term Disability Policy Holder Should Hire Their Own Social Security Disability Attorney To Assist Them In Getting Social Security Disability Benefits

hiring a social security lawyer LTD claim

Most long term disability policies will pay full long term disability benefits, but subtract from those benefits other income benefits, such as Social Security Disability benefits. The Games the Representative Company Plays with Long Term Disability Often, the disability insurance company will recommend that you use a service they endorse to help you get the Social Security Disability benefits. While these companies will claim that they represent you, and not the long term disability carrier, the reality is that often these representative companies develop your social Security claim based on medical conditions that only have a limited payment period under the terms...

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The Four Reasons Long-Term Care Insurance Gets Overlooked In The Estate Planning Process

long term care attorney tampa

One of the most commonly overlooked areas in estate planning is deciding whether you should purchase long-term care insurance. Four Reasons Why Long-Term Care Insurance Gets Forgotten Long-term care insurance is the only way to prepare for the future and protect assets that you might want to pass on to your relatives or loved ones. It can also protect you from being a burden on your family! Did you know that over 60% of people over the age of 65 need some kind of long-term care in their life? Medicare simply doesn’t cover many of the long-term care services that are required. It’s important...

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Cognitive Problems As A Result Of Multiple Sclerosis And Your Rights To Social Security Disability Benefits

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One of the most devastating consequences in MS are cognitive problems. It is not uncommon for those with MS to have problems with attention, processing speed and working memory because of problems in connectivity between areas of the brain. How Can I Win my MS Social Security Disability Claim? To win your Social Security Disability claim, you have to prove that either you meet a medical listing for MS or establish that, because of vocational factors, you can’t return to the lightest job you’ve held in the last 15 years or other work in the national economy based on your age, education,...

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What Every Social Security Disability Applicant Should Know About The 5 Steps Used In Determining Their Rights To Social Security Disability Benefits

5 steps social security disability applicant

The Social Security Administration (SSA) doesn’t make it easy for those who are disabled to get the benefits they deserve. SSA uses a 5 Step Sequential Evaluation test when it reviews every Social Security Disability applicant. So, if your doctor has told you to stop working, you should apply for Social Security Disability benefits. Before you do so, ask yourself the following questions: Step 1: Are you gainfully employed? You must establish that you are gainfully employed or that you are earning less than the federal benefit rate (FDR). If in any month, after the period you claim you are disabled, you...

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Can I Collect Unemployment Benefits And Supplemental Security Income Benefits?

While you can collect Supplemental Security Income (SSI) benefits, any Unemployment benefits you receive count as unearned income which will reduce the amount of your SSI benefits. Supplemental Security Income Benefits Questions? Applying for SSI and need some guidance? Contact Supplemental Security Income lawyer Nancy Cavey today for a complimentary, no obligation consultation at 727-894-3188 to help you with any questions you may have. We are here to help you with your situation if you are in need....

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What Is “Disability” For The Purposes Of Collecting First Responder Workers’ Compensation Benefits?

first responder workers compensation benefits

If you’re a First Responder, Section 112.18 of the Florida Statutes provides that any condition or impairment caused by tuberculosis, heart disease or hypertension resulting in total or partial disability or death is presumed accidental and be suffered in the line of duty, unless contrary evidence is shown by competent substantial evidence. Of course, you’ll have to successfully pass the physical examination upon entering into employment which did not reveal any evidence of any such condition for the presumption to be applicable. You are also required to show that you were disabled and restricted from working before you’re entitled to compensation or...

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Ovarian Cancer And Your Rights To Long Term Disability Benefits

Ovarian Cancer long term disability attorney

More than 20,000 women in the United States are diagnosed with ovarian cancer each year and over 15,000 women die annually from the disease. If diagnosed and treated early when cancer is confined to the ovary, the five-year survival rate is over 90 percent. Ovarian cancer is a disease in which malignant or cancerous cells develop in your ovaries. There are many types of cancers and tumors that can form in the ovaries. Some are benign, or non cancerous, which can be treated surgically. Unfortunately, others are malignant or cancerous and the treatment options and outcome would depend on the type...

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Dementia And Your Rights To Social Security Disability Benefits

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Dementia is a broad term used to describe different brain disorders that can affect memory, thinking, behavior and emotion. One of the most common causes of dementia is Alzheimer’s disease but there are other causes including vascular disease, dementia with Lewy bodies and fronto-temporal dementia. Early symptoms of dementia can include memory loss, difficulty performing familiar tasks, problems with language and changes in personality. Your Rights to Social Security Disability Benefits and Dementia The Social Security Administration doesn’t always make it easy for those with Dementia to get the Social Security Disability benefits they deserve. It’s important that your medical records document the memory...

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What Every Prostate Cancer Sufferer Needs To Know About Social Security Disability Benefits

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Prostate cancer is a form of cancer that develops in the prostate and is normally a slow growing tumor. However, once the prostate cancer spreads, it is dangerous and aggressive and can reach your bones, lymph nodes and lungs. Symptoms of Prostate Cancer Unfortunately, during the early stages of prostate cancer there are no symptoms and that’s why annual prostate cancer testing is critically important. Serious prostate symptoms can include: • Pain in the genital and pelvic area; • Blood in the urine or seamen; • Frequent urinary tract infections; • Unexpected weight loss; • Pain in the lower back or pelvic area; • Anemia; and • Fatigue. Many of the...

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What You Need To Know About The Appeals Council If Your Social Security Disability Claim Is Denied

social security disability appeals council

If your Social Security Disability claim is denied by the Administrative Law Judge you have a difficult decision to make. The Social Security Administration will give you 30 days to appeal to the Appeals Council or file a new Social Security Disability claim asking for benefits from the date of the Administrative Law Judge’s denial forward. By filing a new claim for Social Security Disability benefits you give up the back benefits from the time of your initial application until the time of the Administrative Law Judge’s decision. That can be a significant amount of Social Security benefits. On the...

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