04 February

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Why does the long term disability carrier have the right to reduce my long term disability benefits by the receipt of Social Security benefits?

FAQ: Why does the long term disability carrier have the right to reduce my long term disability benefits by the receipt of Social Security benefits? Answer: Great question! Unfortunately, many long term disability carriers have a clause in the insurance contract that says that the long term disability carrier gets to take advantage of your favorable Social Security decision. That means they can ask for a repayment of overpayment of benefits and reduce your future long term disability benefits. They get you coming and going. Florida long term disability attorney Nancy Cavey, has written Robbed of Your Peace of Mind, which explains the...

04 February

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Help Raise Awareness for Cardiovascular Disease for Women by Wearing Red!

Posted by Nancy Cavey

in Diseases

Today, the American Heart Association encourages people around the nation to "Go Red for Women" and wear red for National Wear Red Day to raise awareness of cardiovascular disease in women. Cardiovascular disease kills approximately 500,000 women each year. For details, visit www.ct.gov/dph and www.americanheart.org. We support this great cause! ...

02 February

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Guardian Life Insurance Has New Senior Vice President

Posted by Nancy Cavey

in Latest News

According to IBR.com, "Guardian Life Insurance Company of America has appointed Dong Ahn as new senior vice president to lead group benefits business. Ahn will play an integral role in continuing Guardian's non-medical growth and play a key role in advancing the company's group insurance strategy. He will join Guardian with over 20 years of experience in the insurance industry, most recently leading Aetna's group insurance division, where he was responsible for the group insurance division consisting of group life, disability and long term care business." Dong Ahn was formerly apart of Hartford Life Insurance. We represent claims of denied claims against Guardian Life Insurance....

31 January

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The Long-term Disability Carrier is trying to talk with my treating physician behind my back. What should I do?

Posted by Nancy Cavey

in Uncategorized

Unfortunately, it's not uncommon for the long-term disability insurance company to use the medical release which you signed to communicate directly with your treating physicians without notice to you. They will also tell your treating physician their version of your medical condition and your policy terms in an attempt to get the physician to release you to some form of employment. In the case of Safon v. Wells Fargo & Company, Long-term Disability Plan, 522 F.3d 863 (9th Cir. 2008), The court noted that the ERISA regulations call for a "meaningful dialogue" between the claims administrator and the beneficiary. The court...

27 January

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If You Don’t Understand Your Rights to Social Security Disability Benefits as a Result of Obesity, You Will Hate Yourself Later

Posted by Nancy Cavey

in Diseases

Did you know that obesity is linked to many health problems such as diabetes, heart disease, hypertension, cardiovascular disease, stroke and cancer? Did you know that one in five adults is obese and suffers from at least one chronic medical condition as a result of that added weight? If you suffer from diabetes, heart disease, hypertension, cardiovascular disease, or cancer you may entitled to Social Security Disability benefits if your physician tells you that you are unable to work. We specialize in Social Security Disability claims and obesity, give us a call today at 727-894-3188. ...

24 January

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USA Today Reports Yoga Improves Symptoms of Fibromyalgia

Posted by Nancy Cavey

in Diseases

A study of women who suffer from fibromyalgia reveals that women who took a yoga class that met once a week for eight weeks reported that the two hour yoga class resulted in: Decreased pain Decreased fatigue Decreased tenderness Improved Anxiety Better sleep Beet mood If you are a fibromyalgia sufferer you might consider enrolling in a yoga class. Cavey and Barrett specialize in representing fibromyalgia sufferers in their Long Term Disability claim. Contact us today for more information about your fibromyalgia claim....

24 January

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8 Million Disabled United States Workers

Posted by Nancy Cavey

in Latest News

Did you know that in 2010, there were more than 8 million disabled American workers. A 20 year old has a 30% chance of being disabled by retirement age....

Author: Nancy Cavey