What Every Disability Policy Holder Needs To Know About ERISA
“ERISA” stands for the Employment Retirement Income Security Act that was enacted in 1974 as a result of the Jimmy Hoffa’s pension scandals. The United States Congress wanted employers to provide to its employees a pension, health insurance, disability insurance and other employee benefits. To make this insurance affordable, employers asked for legislative protection from being sued. See our practice area page about LTD ERISA Attorney. What Are The Legislative Protections of ERISA? Preemption If you have to file a lawsuit to get your benefits, it must be filed in Federal Court. The ERISA statute preempts or prevents you from filing virtually all...
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