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Author: Nancy Cavey > Articles posted by Nancy Cavey (Page 24)

Does Your Long Term Disability Denial List Alternative Jobs that You Allegedly Can Perform?

You purchased your long term disability policy to provide you benefits when you are unable to work. Unfortunately, many long term disability carriers don’t make it easy for those who are disabled to get the benefits that they deserve. One of the favorite ways that long term disability carriers will deny claims is to list alternative jobs that you can reportedly do despite your restrictions and limitation. Unfortunately, many long term disability carriers fail to actually consider what the material duties of the hypothetical jobs are. So, for example, if the hypothetical job requires you to interact with customers or fellow...

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Treatment Side Effects of Chemotherapy and Your Rights to Long Term Disability Benefits

If you have been diagnosed with cancer and your treatment involves chemotherapy, you may physical, emotional and psychological side effects from this treatment. Common chemotherapy side effects include: - Fatigue and anemia: fatigue, extreme tiredness is one of the most common side effects of cancer and cancer treatment. You may have difficulty concentrating or thinking clearly. Anemia happens when the chemotherapy decreases your bone marrow ability to make red blood cells resulting in a reduced amount of oxygen transported to all parts of your body. - Pain: Pain is a common side effect of cancer and can be caused by a tumor...

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Type One Diabetes and Your Rights to Long Term Disability Benefits

Type One diabetes can be a disabling condition that prevents you from working. During your illness, treatment and recovery, long term disability benefits may be able to help you offset lost wages if you purchased a disability plan from a private insurer or have coverage through an employer. If you have been diagnosed with Type One diabetes there are many complications of your disease that the long term disability carriers fail to consider. According to a report from the Doctor’s Lounge, when medical researchers tracked a group of Type One diabetics, many suffered from complications: 57% developed eye problems, 13% developed...

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Free Medicine Foundation

If you are disabled and unable to work, you may be eligible for long term disability benefits if you purchased a policy from your employer or purchased a private disability policy. Unfortunately, many times long term disability applicants will lose their group insurance benefits and will need assistance in finding medication. One such company is called Free Medicine Foundation or other local clinics and other community organizations that can help you with your medical care and prescriptions. You can see their website here: If the long term disability carrier has denied your disability claim or made it difficult for you to get...

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Give Me One Minute and I’ll Explain How Long Term Disability Carriers like Northwestern Mutual Make Money with Your Long Term Disability Premiums

Northwestern Mutual has continued it’s strong growth as a commercial state investor and lender by participating in major transactions in both east and west coast. In fact, Northwestern Mutual recently sold the Seattle Towers for a substantial amount of money. By purchasing Class A properties and projects, Northwestern Mutual has increased its portfolio to over $30.2 billion. Long term disability carriers like Northwestern Mutual use your premium dollars to invest in real estate transactions- and you thought they were just using your premium to pay disability benefits. You can learn more about your rights to long term disability benefits and things that you do...

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Struggling with Cardiovascular Disease

Has your doctor diagnosed you with cardiovascular disease? You may be eligible to receive long term disability benefits if you have purchased a group disability plan from a private insurer or have coverage through your employer. According to a report from Medline Plus, middle aged adults in the United States should start meeting the American Heart Association’s Heart Health Goals of: 1. Maintaining a healthy weight and diet; 2. Being physically active; 3. Not smoking; 4. Having adequate blood sugar levels; 5. Having adequate cholesterol levels; 6. Having good blood pressure. The study shows that just one out of every 2,000 middle aged adults in the United States...

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Heart Health and a Fiber Rich Diet

Did you know that heart disease can be a life threatening condition? According to the Science Blog, young and middle age adults who consume a fiber rich diet can significantly lower their risk of heart disease. Adults between the ages of 50-59 who made fiber a regular part of their diet were found to have a lowered lifetime risk of heart disease in comparison to those who have a low fiber diet. The lifetime reduction in the risk for heart disease is an important finding. Because heart disease is so wide spread in the United States, your physician may have told...

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No Extra Benefits Seen in Study for Coronary Artery Disease

A traditional method of treating coronary artery disease is prescribing beta blockers, ace inhibitors, statins and daily aspirin. A recent study, a described in the New York Times, shows that traditional treatment for coronary artery disease is just as effective as stent implantation for prevention of chest pain, heart attack and need for future percutaneous coronary intervention. Percutaneous coronary intervention, or PCI, involves a surgeon inserting a mesh tube made of metal into an artery that has become narrow because of accumulated plaque. The tube is fed into an artery and expands to hold the artery open to the point that...

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Coronary Artery Disease and Stenting

Did you know that the common practice of inserting a stent in to narrow artery has “no benefit over the standard medical care in treating of single coronary artery disease” according to a study, summarizing 8 random trials comparing percutaneous intervention and traditional methods of treatment. In a percutaneous coronary intervention, a surgeon will insert a mesh tube made of metal into an artery that has become barrowed by accumulated plaque. The tube expands to hold the artery open, where the blood flow is restricted. These stents are filled with medication that help keep the artery open. Despite the wide spread popularity...

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