10 February

Sticky

ERISA Disability Policy: Be Prepared for Limited Benefits for Neuromuscular Disorders

You purchased a disability insurance policy to provide you with peace of mind, but there might be a terrible flaw in your policy that will rob you of that peace of mind and your financial security. The Two Types of Limited Disability Benefit Provisions in an ERISA Disability Policy or Plan There are two limited disability benefit provisions that you might find in a disability insurance policy or plan. The first is a mental-nervous policy limitation that will limit the payment of benefits to just two years if the disability is caused by a psychological condition. The second is a “subjective medical condition”...

10 June

0 Comments

Sticky

What Every Long Term Disability Policy Holder Ulcerative Colitis Needs To Know About Getting Their Disability Benefits

Posted by Nancy Cavey

in Diseases, Long Term Disability

Ulcerative Colitis Long Term Disability Insurance Claims Attorney

Ulcerative colitis long term disability insurance claims: is an inflammation and ulceration of the large intestine which causes thickening and scarring of the colon. Your colon cannot properly deal with the excess fluid from your feces and as a result, you may have abscesses around the anus, colon rupture or even develop cancer. If your doctor has told you to stop working and apply for long term disability benefits as a result of ulcerative colitis you should make sure that there is objective evidence of the diagnosis in your medical records this includes: Documentation of recurrent body stools and repeated examinations Persistent...

12 June

0 Comments

Sticky

What Prostate Cancer Sufferers Need To Know About Their Long Term Disability Policy

Posted by Nancy Cavey

in Diseases

[vc_row][vc_column][vc_column_text]Prostate cancer is the most common non-skin cancer and the second leading cancer death in the United States. Unfortunately, many prostate cancers grow slowly and do not cause any symptoms in men that have it. IF you’ve been diagnosed with prostate cancer and have a disability policy, there are some things you need to know before you stop working and apply for benefits. Make Sure Your Medical Records Document Your Symptoms. Men can have different symptoms with Prostate cancer which can include: difficulty urinating, frequent urination, brief or interrupted flow, or blood in the urine or semen. The need to urinate frequently can...

08 June

0 Comments

Sticky

Bacterial Blueprint For Chronic Fatigue Syndrome – Win Your Claim For Long Term Disability Benefits

Posted by Nancy Cavey

in Diseases, Fibromyalgia Disability Claims

Chronic Fatigue Syndrome Disability Attorney Symptoms

In a study published in Microbiome researchers have identified a new bacterial blueprint for chronic fatigue syndrome. That’s crucial because many long term disability carriers take the position that chronic fatigue syndrome really has no objective or organic cause. What Is Chronic Fatigue Syndrome Symptoms? Chronic Fatigue Syndrome (CFS) can cause: 1. Extreme fatigue. 2. Fibrofog. 3. Widespread muscle aches. 4. Symptoms consistent with inflammatory bowel disease. What Is So Important About This Study? Researchers discovered that people with chronic fatigue syndrome had higher blood levels of lipopolysaccharides, which are inflammatory molecules that indicate the bacteria has moved from the gut into the blood stream. They analyzed bacteria in...

24 April

0 Comments

Sticky

Cancer Is The Leading Cause Of Long Term Disability Claims

Posted by Nancy Cavey

in Diseases

Unum Disability Insurance Company, one of the carriers in the United States, has reported that cancer is the leading cause of its disability claims. In fact, cancer counts for over 16% of long term disability claims. Unfortunately, Unum like many disability insurance companies often ignore the side effects of cancer treatment when denying benefits. What You Should Do If Your Cancer Disability Claim Is Denied Receiving a diagnosis of cancer can be devastating and it will take an emotional toll on you. Unfortunately, many disability carriers don’t deliver on their promise to provide you with disability benefits when you are at the lowest point. ...

16 May

0 Comments

Sticky

May 19th Is National Hepatitis Testing Day

Posted by Nancy Cavey

in Diseases

As part of Hepatitis Awareness Month campaign, May 19th has been designated as “National Hepatitis Testing Day.” You can find a testing event in the Tampa Bay Area by clicking the link Hepatitis testing Events Page. What Is Hepatitis? Hepatitis is an inflammation of the liver caused by one of several viruses. In the United States, the most common type of viral Hepatitis is caused by Hepatitis A, Hepatitis B and Hepatitis C. The CDC has begun an initiative called “Know More About Hepatitis” that seeks to increase awareness about Hepatitis and encourage people who were born from 1945 to 1965 to...

29 February

0 Comments

Sticky

Blood Pressure Control Can Help Prevent A Heart Attack Or Stroke

Posted by Nancy Cavey

in Diseases

Blood Pressure Control Heart Attack Stroke Disability Lawyer

Did you know that uncontrolled high blood pressure is the leading cause of heart disease and stroke according to the Centers for Disease Control and Prevention (CDC). Statistics show that more than 67 million Americans have high blood pressure. High blood pressure shows new signs or symptoms which make it difficult for you to take control over your blood pressure. During February Heart Month we urge you to get your blood pressure checked if it’s high, talk to your doctor about treatment. People with high blood pressure are four times more likely to die from a stroke. They are three times...

04 February

0 Comments

Sticky

Meeting A Social Security Disability Listing For An Mental Disorder or Anxiety

Posted by Nancy Cavey

in Diseases

Anxiety Disorder Social Security Disability Lawyer

The Social Security Administration (SSA) doesn’t make it easy for those with mental disorders to get the Social Security Disability benefits they deserve. The SSA uses a Five Step sequential evaluation and, at Step 3, SSA will determine whether or not our mental disorder meets a Listing. How Does The Social Security Administration Determine If You Meet A Listing for Anxiety Disorders? The SSA has developed guidelines of which medical conditions qualify a Social Security applicant for Social Security Disability benefits based on their medical records alone. Section 12 of the Blue Book deals with mental disorders. It outlines what types of mental...