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16 April
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Why Your Residual Functional Capacity Form Completed By Your Physician is The Key To Getting Your Benefits

Posted by Nancy Cavey
in Social Security Disability (SSD)
Residual Functional Capacity Form Social Security Claims

The Social Security Administration does not award benefits based on a disability diagnosis. Rather, the Social Security Administration will determine: whether you can return to the lightest job you've held in the 15 years before you became disabled, and whether there is other work you can do in view of your age, education, transferable skills, and residual functional capacity.   The Social Security Administration will never tell you about Residual Functional Capacity forms! At Cavey Law, we determine the right Residual Functional Capacity form or forms to be given to your doctor. These forms give your doctor the opportunity to describe your ability...

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28 January
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Amending The Social Security Onset Date Can Adversely Affect Your Client’s Long Term Disability Claim

Posted by Jesse Guthrie
in Social Security Disability (SSD)
Social Security Onset Date Amending Disability Claim

It's crucial that a Social Security disability attorney coordinate the filing of an appeal of short and long term disability claims. How We Help Other Social Security Attorneys Why? Many long term disability policies provide coverage while a person is working. Most policies provide that coverage will end on the day they last worked or at the time they stopped working. The policy holder will have to prove that they became disabled at the time they stopped working. But What Impact Does Amending The Onset Date Have? If you have to amend the onset date in a Social security claim to a date after they've...

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17 September
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If You Don’t File A Social Security Disability Claim Because Of A Back Fusion, You’ll Hate Yourself Later

Posted by Nancy Cavey
in Back Problems, Diseases, Social Security Disability (SSD)
Back Fusion Social Security Disability Claims Lawyer

Back pain as a result of a herniated disc can be disabling. While some will recover without surgical intervention, it’s not uncommon for those who have significant back problems to undergo back surgery for a herniated disc or even for a fusion. The herniated disc can cause nerve root compression or there might be instability of the spine as a result of degenerative disc disease a fusion can fix these problems. What Will The Social Security Administration Want To See In My Back Fusion Claim? The Social Security Administration is going to want to see diagnostic studies that confirm an arthritic condition, spinal stenosis,...

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27 August
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How Disability Carriers Like United of Omaha Use Pre-Existing Condition Clauses To Wrongfully Deny Disability Applicants Their Benefits

Posted by Nancy Cavey
in Insurance Carriers, United of Omaha
United of Omaha Use Pre-Existing Condition Clauses Disability Claims

Christian Hornland hurt his back in a slip and fall accident that fractured his thoracic spine. He had pain management treatment and rehabilitation that allowed him to work. He subsequently became employed as a real estate manager for Thortons and was offered and accepted a long term disability policy through United of Omaha. A few months after he became a real estate agent, Hornland began experiencing back pain and spasms because his job required him to stand 15-20 hours per week. Several months later, he experienced an onset of sharp stabbing pain in his mid-back. He returned to his doctor and got...

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09 July
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What Is The Social Security “Blue Book of Impairments”?

Posted by Nancy Cavey
in Social Security Disability (SSD)
Social Security Blue Book of Impairments

The Social Security Administration (SSA) takes a system based approach in determining an applicant's entitlement to Social Security Disability benefits at Step 3 of the 5 Step Sequential Evaluation. You remember the body systems? When you studied biology you learned about the cardiovascular system, the digestive system, the orthopedic system and other body systems. The SSA created the Blue Book of Listings based on this body system approach. As a result, there is a whole Listing for cardiological impairments, digestive impairments, reproductive impairments, psychiatric impairments, neurological impairments, endocrinological impairments, and rheumatological impairments. If you name it, there's probably a listing for it,...

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21 June
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Determining Whether You Should File For Your Long Term Disability Benefits Due To Your Diabetes Or It’s Complications

Posted by Nancy Cavey
in Diabetes, Long Term Disability
Long Term Disability Benefits Diabetes Complications File

Over 1 in 10 Americans are diagnosed with diabetes every year. Diabetes is one of the leading causes of disability and death in the United States. Diabetes can cause nerve damage which, in turn, causes tingling and numbness in feet and hands. It can even cause problems with your vision. Worse yet, diabetes can lead to kidney disease or cardiac disease. The complications of diabetes can be devastating! What You Should Do If Your Doctor Told You To Stop Working From Diabetes If your physician has told you that it's time to stop working before you make any move, it's time for...

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18 June
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Long Term Disability Recipients Need To Be Afraid Of Medi-Copy Services

Posted by Nancy Cavey
in Long Term Disability
Long Term Disability Medi-Copy Services

Long term disability carriers will request that you sign a medical release so that they can get copies of your medical records. Many will hire Medi-Copy services, a third part medical record processor, based in Nashville. In addition to medical records, they also provide disability form completion services. Guess what they do! Since they're working for the disability carrier, they have access to your file. When a disability form gets sent to your physician, they'll get it, fill it out and send it directly to the insurer. There have been instances in which Medi-Copy completed the form, signed the doctor's name and returned...

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11 June
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What Objective Medical Evidence Your Long Term Disability Carrier Is Looking For In A MS Claim

Posted by Nancy Cavey
in Multiple Sclerosis
Objective Medical Evidence Multiple Sclerosis Disability

The long term disability carriers don't make it easy for those with MS to get the long-term disability benefits they deserve. Carrier's deny claims because of a lack of objective evidence. The disability carrier will review your medical records and will want to see the objective evidence in your medical records that support the diagnosis of MS. This includes: - a diagnosis of MS through magnetic resonance imaging testing (MRI), - spinal tap or lumbar puncture, - visual testing to detect damage to the optic nerve, - neuropsychological testing to document cognitive difficulties. What Should I Do If My Long Term Disability Claim For MS Has...

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04 June
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How the Social Security Administration Cheats Disabled Americans

Posted by Nancy Cavey
in Social Security Disability (SSD)
Social Security Administration Cheats Disabled Americans

Unfortunately, the waiting time to get a hearing for Social Security Disability benefits is over two years and that delay might be deliberated! Since 2010 the United States Congress has squeezed the Social Security Administration's operating budget. There's been an 11% cut. That doesn't sound like much but the reality is: - the agency has closed 65 of its field offices, - there have been staff reductions, - there has been a quin-tripling for the hold times for telephone assistant and - a significant increase in backlog in claims processing. How The Republicans Have Made Social Security A Political Issue Republican legislators aligned with conservative think tanks...

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22 May
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What Every Social Security Disability Applicant Needs To Know About The Transferability of Skills

Posted by Nancy Cavey
in Social Security Disability (SSD)
Transferability of Skills Social Security Disability

The Social Security disability claims process is confusing and discouraging. Many people think they're entitled to Social Security disability benefits simply because their doctors told them they can't work anymore. Not true! The Social Security Administration (SSA) uses a 5 Step Sequential Evaluation to determine whether you are entitled to benefits. You have to meet every one of these steps. One of the most confusing steps is Step 5, the SSA must determine whether or not you have any transferable skills from any work that you have previously done that would allow you to perform a new job or learn a...

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Law Office of Nancy L. Cavey
We are a full service disability law firm specializing in Long Term Disability , ERISA, Social Security Disability, Individual Disability Claims , and Workers' Compensation Claims. We want to help you get the disability benefits you deserve for your claim. We offer a free consultation and free helpful guides to help educate you, the consumer with questions you may have. Disability Law - It's Cavey Law - make the call 727-894-3188.

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