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14 January
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Nurse Anesthetist‘s Opioid Addiction and Long-Term Disability Insurance from United Heritage Life

Posted by Nancy Cavey
in Anesthetists, Long Term Disability, Occupations
Anesthetists Nurse ERISA Disability Insurance Claims

It is not uncommon for disability policy holders to develop opioid pain medication addiction after undergoing surgery.  Opioid addiction can be even more problematic when the policy holder is a medical professional like a certified registered nurse anesthetist.The American Association of Nurse Anesthetists has a return to work program for recovering nurses to re-enter the work force which provides, in part, that nurses        “may return to work in a ‘supervised setting’ following treatment for addiction”recognizing “more time away from the workplace may be needed to reduce risk of relapse.”The Guidelines recommend that a recovering nurse  may practice under supervision. How Do...

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01 October
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The 4 Reasons that the Social Security Judge Does Not Want to Listen to Your Relatives or Friends Testify at Your Social Security Disability Hearing and Why You are the Star Witness

Posted by Nancy Cavey
in Social Security Disability (SSD)
SSD Hearing Star

You've waited forever to have a hearing in front of Social Security judge. You want the judge to hear your whole story about why you can't work and all the problems you have every day. It's not uncommon for witnesses to come to testify in other court matters but Social Security hearings are different. What are the 4 Reasons that a Social Security Judge Does Not Want Witnesses? 1. The Proof is Different in a Social Security Hearing To win a Social Security disability case you must establish that you meet the five-step sequential evaluation used in every Social Security disability case. The...

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01 November
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I Can’t Live On My Social Security Disability Benefits! Can I Get More Money?

Posted by Nancy Cavey
in FAQs, Social Security Disability
More Money Social Security Disability Claims

Unfortunately, the answer is no! The amount of your Social Security Disability benefits is based on your prior earnings record. If you have had a low paying job, your benefits will below. While you can't more than your earnings records allow, you can earn at least $1.100 per month without jeopardizing your benefits.If you do earn more than that, we suggest you enter into an approved SSA work program that will allow you to work and earn more than $1,100. If you are unable to maintain those earnings you won't jeopardize your Social Security Disability benefits. However, if you continue...

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31 October
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What Every Social Security Disability Applicant Needs To Know About Tachycardia

Posted by Nancy Cavey
in Tachycardia
tachycardia social security disability claims

An experimental treatment consisting of short bursts of radiation aimed at the heart in an effort to obliterate the cells that cause electrical malfunction is showing great promise in treating tachycardia.Regular heartbeat is maintained by an electrical system that can be short-circuited as a result of infection or heart attack. This short-circuiting can cause frequent bursts of rapid heartbeats, known as arrhythmia, which can result in sudden death. In fact, over 325,000 people die each year as a result of arrhythmia, despite exhausting all conventional treatment.Researchers at the Washington University in St. Louis have published a study in the New...

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29 October
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I Have Old Medical Records Aren’t Those Enough To Win My Social Security Disability Claim?

Posted by Nancy Cavey
in FAQs, Social Security Disability
Old Medical Records Social Security Disability

No! Old records may simply establish a diagnosis, but what is material is the medical records for the year prior to you stop working and the time period after you stop working.The Social Security Administration (SSA) will determine your functional capacity and whether you're able to work. In other words, the Social Security Administration will want to know:- how long you can sit, stand and walk, - how much you can lift and carry, - whether you have any non-exertional impairments such as pain, - the need to alternate positions or side effects of medication which impair your employability.While old records are helpful...

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07 October
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What Documents You Have To Provide The Social Security Administration As Part Of The Application Process

Posted by Nancy Cavey
in Social Security Disability (SSD)
Social Security Administration Application Process Documents Claims

I'll be the first to admit that applying for Social Security Disability benefits is a pain in the rear end. you have to supply documents and answer questions and if you don't cooperate you simply won't get approved for your benefits. What Documents Will I Have To Provide to the Social Security Administration SSA? You'll have to provide the following:- birth certificate or other proof of birth;- proof of United States citizenship or lawful alien status if you were not born in the United States;- U.S. military discharge papers if you had military service before 1968;- W-2 forms and/or self-employment tax returns...

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09 September
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What You Need To Know About Aetna’s Application Of The “Any Occupation” Definition In Its Disability Policies

Posted by Nancy Cavey
in Aetna
Own Occupation Aetna Disability Policy Claims

Many disability carriers, such as Aetna, have a two-tiered definition of disability. For example, Aetna's policy provides that for the first 24 months, you're entitled to your benefits if you can't perform the material duties of your own occupation.However, after 24 months of disability, the monthly benefits are payable if you "are unable to work in any reasonable occupation solely because of an illness, injury or any pregnancy-related condition." The policy also defines "reasonable occupation" as "any gainful activity for which you are or may reasonably become fitted by education, training or experience and which results in or can be...

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12 August
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What Every Social Security Disability Applicant Needs To Know About Cardiac Arrhythmia

Posted by Nancy Cavey
in Diseases, Heart, Social Security Disability (SSD)
Cardiac Arrhythmia Social Security Disability Claims

Cardiac arrhythmia is a term for abnormal electrical activity of your heart which is diagnosed based on a physical examination and electric diagnostic studies.Your doctor will diagnose cardiac arrhythmia by feeling for your pulses or listening to your heart through a stethoscope. The easiest diagnostic test isn't electrocardiogram (EKG) to detect arrhythmias that can happen throughout the day and night. How Does the Social Security Administration View Cardiac Arrhythmia Claims? The social security administration uses a five-step sequential evaluation and, step three determines whether or not your cardiac arrhythmia meets section 4.05 listing of impairments. This listing deals with recurrent arrhythmias that...

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