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08 July
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What Every Social Security Disability Applicant With Rheumatoid Arthritis Needs To Know About Meeting A Listing

Posted by Nancy Cavey
in Rheumatoid Arthritis
Rheumatoid Arthritis Social Security Disability Listing

Rheumatoid arthritis, more commonly known as RA, is an autoimmune disorder that occurs when the immune system attacks membranes surrounding the joints.The symptoms of RA include:- joint pain followed by warming, stiffness, and swelling of the joints, in the hands and feet,- fatigue,- fever,- weight loss and- rheumatoid nodules.Rheumatoid arthritis can make it difficult if not impossible to work and your physician may have told you that it's time to apply for Social Security Disability benefits. What Do I Need to Know About Meeting A Listing For Rheumatoid Arthritis? The Social Security Administration (SSA) uses a 5 Step Sequential evaluation in determining...

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01 July
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What Are Social Security Retirement Benefits?

Posted by Nancy Cavey
in Social Security Disability (SSD)
Social Security Retirement Benefits Disability

Social Security retirement benefits, which are based on your age, are available to those who are at least 62 years old. You will have had to had worked 40 of the last 20 quarters or have earned at least 40 work credits.You can receive partial benefits beginning at age 62 and earn full benefits at age 65 or 67, depending on your date of birth.Your retirement benefits are funded by contributions that you make through payroll deductions. Can I Collect Both Disability and Retirement Benefits? Yes! Both disability and retirement benefits can provide you with an income when you are at least...

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24 June
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Getting The Long term Disability Benefits You Deserve For Chronic Back Pain

Posted by Nancy Cavey
in Back, Long Term Disability
Chronic Back Pain Disability Insurance Benefits Long Term

Americans spend over 50 billion dollars every year treating aching, sharp, burning, numbness and tingling back pain. If you have had those symptoms for more than six months, you have chronic back pain, however, disability carriers just don't understand how debilitating chronic pain can be. What should I do before I stop working and apply for benefits as a result of chronic back pain? While your doctor may have told you to stop working, you shouldn’t do so, until you do the following:Obtain a copy of your disability insurance policy. What is the standard for disability? Are there any limitations? Many...

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17 June
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What Every Type One Diabetic Needs To Know About Their Disability Insurance Policy

Posted by Nancy Cavey
in Diabetes, Long Term Disability

Diabetes is a disabling condition that has terrible complications, including heart disease, stroke blindness, chronic kidney disease, amputation, and even death. This disease and or condition is something we see when dealing with long term disability insurance carriers in disability claims. What about type one diabetes? There are many complications with type one diabetes that disability insurance carriers simply don’t understand. These complications include the following:- 57% have eye problems - 13% have kidney disease - 60% have nerve damage - 50% have cardiovascular disease.I have found that Long term disability carriers simply don’t understand the complications of a type one diabetes claim. It is...

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10 June
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What Every Long Term Disability Policy Holder Ulcerative Colitis Needs To Know About Getting Their Disability Benefits

Posted by Nancy Cavey
in Diseases, Long Term Disability
Ulcerative Colitis Long Term Disability Insurance Claims Attorney

Ulcerative colitis long term disability insurance claims: is an inflammation and ulceration of the large intestine which causes thickening and scarring of the colon. Your colon cannot properly deal with the excess fluid from your feces and as a result, you may have abscesses around the anus, colon rupture or even develop cancer.If your doctor has told you to stop working and apply for long term disability benefits as a result of ulcerative colitis you should make sure that there is objective evidence of the diagnosis in your medical records this includes:Documentation of recurrent body stools and repeated examinations Persistent...

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30 May
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What Every Long Term Disability Policy Holder With Bone Cancer Needs To Know Immediately

Posted by Nancy Cavey
in Bone Cancer, Long Term Disability
bone cancer long term disability insurance policy claims

Over 2,000 people in the United States are diagnosed with bone cancer every year, which begins in your bones. Unfortunately, it can spread easily and result in disability. When it comes to diseases like this, we are here to help. What do I need to know if I suffer from Bone Cancer? It is important that your physician diagnose the objective basis of the diagnosis of bone cancer.You should also make sure that your medical records explain your pain, location of your pain, intensity and frequency of your pain, unintended weight loss, fever, chills, night sweats, fatigue, and even fractures.These symptoms will...

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16 April
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Why Your Residual Functional Capacity Form Completed By Your Physician is The Key To Getting Your Benefits

Posted by Nancy Cavey
in Social Security Disability (SSD)
Residual Functional Capacity Form Social Security Claims

The Social Security Administration does not award benefits based on a disability diagnosis.Rather, the Social Security Administration will determine:whether you can return to the lightest job you've held in the 15 years before you became disabled, and whether there is other work you can do in view of your age, education, transferable skills, and residual functional capacity. The Social Security Administration will never tell you about Residual Functional Capacity forms! At Cavey Law, we determine the right Residual Functional Capacity form or forms to be given to your doctor. These forms give your doctor the opportunity to describe your ability...

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28 January
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Amending The Social Security Onset Date Can Adversely Affect Your Client’s Long Term Disability Claim

Posted by Jesse Guthrie
in Social Security Disability (SSD)
Social Security Onset Date Amending Disability Claim

It's crucial that a Social Security disability attorney coordinate the filing of an appeal of short and long term disability claims. How We Help Other Social Security Attorneys Why?Many long term disability policies provide coverage while a person is working. Most policies provide that coverage will end on the day they last worked or at the time they stopped working. The policy holder will have to prove that they became disabled at the time they stopped working. But What Impact Does Amending The Onset Date Have? If you have to amend the onset date in a Social security claim to a date after they've...

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17 September
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If You Don’t File A Social Security Disability Claim Because Of A Back Fusion, You’ll Hate Yourself Later

Posted by Nancy Cavey
in Back Problems, Diseases, Social Security Disability (SSD)
Back Fusion Social Security Disability Claims Lawyer

Back pain as a result of a herniated disc can be disabling.While some will recover without surgical intervention, it’s not uncommon for those who have significant back problems to undergo back surgery for a herniated disc or even for a fusion.The herniated disc can cause nerve root compression or there might be instability of the spine as a result of degenerative disc disease a fusion can fix these problems. What Will The Social Security Administration Want To See In My Back Fusion Claim? The Social Security Administration is going to want to see diagnostic studies that confirm an arthritic condition, spinal stenosis,...

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27 August
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How Disability Carriers Like United of Omaha Use Pre-Existing Condition Clauses To Wrongfully Deny Disability Applicants Their Benefits

Posted by Nancy Cavey
in Insurance Carriers, United of Omaha
United of Omaha Use Pre-Existing Condition Clauses Disability Claims

Christian Hornland hurt his back in a slip and fall accident that fractured his thoracic spine. He had pain management treatment and rehabilitation that allowed him to work.He subsequently became employed as a real estate manager for Thortons and was offered and accepted a long term disability policy through United of Omaha.A few months after he became a real estate agent, Hornland began experiencing back pain and spasms because his job required him to stand 15-20 hours per week. Several months later, he experienced an onset of sharp stabbing pain in his mid-back. He returned to his doctor and got...

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