NO FEE GUARANTEE

Disability Representation For Your Disability Claim

727-894-3188

Call Us For Free Consultation Now

Search
Contact Us
logo
Contact Us
mobile logo
 

Blog

CaveyLaw.com >  Blog
28 January
0 Comments
Sticky

Amending The Social Security Onset Date Can Adversely Affect Your Client’s Long Term Disability Claim

Posted by Jesse Guthrie
in Social Security Disability (SSD)
Social Security Onset Date Amending Disability Claim

It's crucial that a Social Security disability attorney coordinate the filing of an appeal of short and long term disability claims. How We Help Other Social Security Attorneys Why? Many long term disability policies provide coverage while a person is working. Most policies provide that coverage will end on the day they last worked or at the time they stopped working. The policy holder will have to prove that they became disabled at the time they stopped working. But What Impact Does Amending The Onset Date Have? If you have to amend the onset date in a Social security claim to a date after they've...

Continue reading
17 September
0 Comments
Sticky

If You Don’t File A Social Security Disability Claim Because Of A Back Fusion, You’ll Hate Yourself Later

Posted by Nancy Cavey
in Back Problems, Diseases, Social Security Disability (SSD)
Back Fusion Social Security Disability Claims Lawyer

Back pain as a result of a herniated disc can be disabling. While some will recover without surgical intervention, it’s not uncommon for those who have significant back problems to undergo back surgery for a herniated disc or even for a fusion. The herniated disc can cause nerve root compression or there might be instability of the spine as a result of degenerative disc disease a fusion can fix these problems. What Will The Social Security Administration Want To See In My Back Fusion Claim? The Social Security Administration is going to want to see diagnostic studies that confirm an arthritic condition, spinal stenosis,...

Continue reading
27 August
0 Comments
Sticky

How Disability Carriers Like United of Omaha Use Pre-Existing Condition Clauses To Wrongfully Deny Disability Applicants Their Benefits

Posted by Nancy Cavey
in Insurance Carriers, United of Omaha
United of Omaha Use Pre-Existing Condition Clauses Disability Claims

Christian Hornland hurt his back in a slip and fall accident that fractured his thoracic spine. He had pain management treatment and rehabilitation that allowed him to work. He subsequently became employed as a real estate manager for Thortons and was offered and accepted a long term disability policy through United of Omaha. A few months after he became a real estate agent, Hornland began experiencing back pain and spasms because his job required him to stand 15-20 hours per week. Several months later, he experienced an onset of sharp stabbing pain in his mid-back. He returned to his doctor and got...

Continue reading
09 July
0 Comments
Sticky

What Is The Social Security “Blue Book of Impairments”?

Posted by Nancy Cavey
in Social Security Disability (SSD)
Social Security Blue Book of Impairments

The Social Security Administration (SSA) takes a system based approach in determining an applicant's entitlement to Social Security Disability benefits at Step 3 of the 5 Step Sequential Evaluation. You remember the body systems? When you studied biology you learned about the cardiovascular system, the digestive system, the orthopedic system and other body systems. The SSA created the Blue Book of Listings based on this body system approach. As a result, there is a whole Listing for cardiological impairments, digestive impairments, reproductive impairments, psychiatric impairments, neurological impairments, endocrinological impairments, and rheumatological impairments. If you name it, there's probably a listing for it,...

Continue reading
21 June
0 Comments
Sticky

Determining Whether You Should File For Your Long Term Disability Benefits Due To Your Diabetes Or It’s Complications

Posted by Nancy Cavey
in Diabetes, Long Term Disability
Long Term Disability Benefits Diabetes Complications File

Over 1 in 10 Americans are diagnosed with diabetes every year. Diabetes is one of the leading causes of disability and death in the United States. Diabetes can cause nerve damage which, in turn, causes tingling and numbness in feet and hands. It can even cause problems with your vision. Worse yet, diabetes can lead to kidney disease or cardiac disease. The complications of diabetes can be devastating! What You Should Do If Your Doctor Told You To Stop Working From Diabetes If your physician has told you that it's time to stop working before you make any move, it's time for...

Continue reading
18 June
0 Comments
Sticky

Long Term Disability Recipients Need To Be Afraid Of Medi-Copy Services

Posted by Nancy Cavey
in Long Term Disability
Long Term Disability Medi-Copy Services

Long term disability carriers will request that you sign a medical release so that they can get copies of your medical records. Many will hire Medi-Copy services, a third part medical record processor, based in Nashville. In addition to medical records, they also provide disability form completion services. Guess what they do! Since they're working for the disability carrier, they have access to your file. When a disability form gets sent to your physician, they'll get it, fill it out and send it directly to the insurer. There have been instances in which Medi-Copy completed the form, signed the doctor's name and returned...

Continue reading
11 June
0 Comments
Sticky

What Objective Medical Evidence Your Long Term Disability Carrier Is Looking For In A MS Claim

Posted by Nancy Cavey
in Multiple Sclerosis
Objective Medical Evidence Multiple Sclerosis Disability

The long term disability carriers don't make it easy for those with MS to get the long-term disability benefits they deserve. Carrier's deny claims because of a lack of objective evidence. The disability carrier will review your medical records and will want to see the objective evidence in your medical records that support the diagnosis of MS. This includes: - a diagnosis of MS through magnetic resonance imaging testing (MRI), - spinal tap or lumbar puncture, - visual testing to detect damage to the optic nerve, - neuropsychological testing to document cognitive difficulties. What Should I Do If My Long Term Disability Claim For MS Has...

Continue reading
04 June
0 Comments
Sticky

How the Social Security Administration Cheats Disabled Americans

Posted by Nancy Cavey
in Social Security Disability (SSD)
Social Security Administration Cheats Disabled Americans

Unfortunately, the waiting time to get a hearing for Social Security Disability benefits is over two years and that delay might be deliberated! Since 2010 the United States Congress has squeezed the Social Security Administration's operating budget. There's been an 11% cut. That doesn't sound like much but the reality is: - the agency has closed 65 of its field offices, - there have been staff reductions, - there has been a quin-tripling for the hold times for telephone assistant and - a significant increase in backlog in claims processing. How The Republicans Have Made Social Security A Political Issue Republican legislators aligned with conservative think tanks...

Continue reading
22 May
0 Comments
Sticky

What Every Social Security Disability Applicant Needs To Know About The Transferability of Skills

Posted by Nancy Cavey
in Social Security Disability (SSD)
Transferability of Skills Social Security Disability

The Social Security disability claims process is confusing and discouraging. Many people think they're entitled to Social Security disability benefits simply because their doctors told them they can't work anymore. Not true! The Social Security Administration (SSA) uses a 5 Step Sequential Evaluation to determine whether you are entitled to benefits. You have to meet every one of these steps. One of the most confusing steps is Step 5, the SSA must determine whether or not you have any transferable skills from any work that you have previously done that would allow you to perform a new job or learn a...

Continue reading
22 May
0 Comments
Sticky

Congestive Heart Failure And Your Rights Long Term Disability Benefits

Posted by Nancy Cavey
in Heart, Long Term Disability
Congestive Heart Failure Long Term Disability Benefits

Long term disability carriers don't always make it easy for those with congestive heart failure to get the long term disability benefits they deserve. What Are The Causes of Congestive Heart Failure? Coronary artery disease, congenital heart defects, poorly treated high blood pressure, prior heart attacks, valvular and pericardial disease and cardiomyopathy can all result in an enlarged heart and congestive heart failure. Regardless of the diagnosis, many long term disability carriers will want to see that your heart failure has continued despite your use of medication. What Does The Long Term Disability Carrier Look For In My Medical Records? Many long term disability...

Continue reading
Law Office of Nancy L. Cavey
We are a full service disability law firm specializing in Long Term Disability , ERISA, Social Security Disability, Individual Disability Claims , and Workers' Compensation Claims. We want to help you get the disability benefits you deserve for your claim. We offer a free consultation and free helpful guides to help educate you, the consumer with questions you may have. Disability Law - It's Cavey Law - make the call 727-894-3188.

Twitter

Facebook

LinkedIn

Quick Links

Sometimes you may find yourself in difficult situations - we offer you free helpful information to guide in you in the right direction.

Free Disability Case Review

Fill out the form below to receive a free disability consultation with any issue you may be facing. Do not delay, we can help answer your questions today.
  • This field is for validation purposes and should be left unchanged.
Copyright 2016 The Law Office of Nancy L. Cavey