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How is the long term disability/ERISA lawyer going to let me know if they are going to pay my disability benefits?

How is the long term disability/ERISA lawyer going to let me know if they are going to pay my disability benefits?You might get a call but most likely you will get a letter letting you know if you are going to be paid your disability benefits.If you get a letter sayig the long term disability carrier will pay your benefits, make sure you are getting the right amount and any back benefits.If you get a letter denying your benefits, you generally have the right to appeal. Don't fool around about a denial. The reality...

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The long term disability/ERISA insurance compnay refuses to pay my disability benefits and I want to sue them!

The long term disability/ERISA insurance compnay refuses to pay my disability benefits and I want to sue them!If you have a private disability insurance policy that you have purchased, you can sue in state court if the long term disability insurance company denies your claim. We file a bad faith claim with the Department of Insurance and, after that cliam period has expried, we generally file a state law suit.If you have a group disability policy it is governed by a federal law called ERISA which requires you to exhaust all of your administrative remedies...

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Find Out How Much You Will Recieve for Monthly Social Security Disability

How Do I Know How Much I Get For My Monthly Social Security Disability?If you are wondering how much you will get for your monthly Social Security Disability payments, former Social Security Administration staff attorney, Sharon Barrett, of Tampa Bay’s Cavey and Barrett, suggests that you can calculate the amount of the Social Security Disability benefit you should receive by looking at the following disability calculator: http://www.ssa.gov/planner/calculator.htm on the Social Security Administration website.If you have other questions about Social Security Disability, do not hesitate to contact Cavey and Barrett today to help answer these...

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The long term disability/ERISA carrier has decided to pay my long term disability benefits. What happens next?

The long term disability/ERISA carrier has decided to pay my long term disability benefits. What happens next?Awesome! Make sure the long term disability insurance company is paying you the right amount of long term disability benefits, not taking any improper deductions, and is paying you any back benefits that you are owed.If you have any questions about whether you are getting the right amount of long term disability benefits or have questions about any deductions by the long term disability insurance company, contact St. Petersburg/Tampa disability lawyer Nancy Cavey by clicking the link...

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What is Work Experience in Your Social Security Disability Claim?

What: Work Experience in Your Social Security Disability ClaimThe Social Security Administration classifies work as unskilled, semi-skilled and skilled work. This is important at hurtle 5 of the sequential evaluation process when the Social Security Administration is trying to determine whether or not you have work skills from your jobs that are transferable to other employment.It is important that you accurately set forth the nature of the skills that you learned in each of your jobs. An unskilled work is work that can be learned in thirty days or less. Every other...

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Should I continue to pay the premium for long term disability coverage if I am awarded my long term disability benefits?

Should I continue to pay the premium for long term disability coverage if I am awarded my long term disability benefits?Most long term disability policies have a provision that says if you are granted your long term disability benefits, your premium for continuing long term disability coverage is waived and you don't have to pay. This is called a "waiver of premium" clause and you need to check your policy to see if you have that provision in your long term disability/ERISA policy.Disability lawer Nancy Cavey can help you read and understand your long...

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Medical Vocational Guidelines and Transferable Skills | Social Security Disability Claims

What: Medical Vocational GuidelinesThe Social Security Administration uses a grid process to determine whether or not your skills transfer to a job within your physical abilities that exist in significant numbers in the mythical national economy.For example if you are 50 years or older and are limited to sedentary work you will win or lose your Social Security Disability case based on whether or not you have transferable skills to sedentary.On the other hand, if you are 55 years or older then the rule extends to light work. You will win or...

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I am reducing my hours at work and wonder when should I apply for long term disability benefits?

I am reducing my hours at work and wonder when should I apply for long term disability benefits?Every disability policy has what is called an "elimination period" and "notice" provision and, to answer that question, you need to get your policy and look at those provisions. Some policies say you have to give notice of claim when you start reducing your hours and others say you can wait.There is no standard disability policy! Nancy Cavey, an experienced long term disability lawyer based in the Tampa Bay area, can hlep you understand your policy...

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What happens after I file my claim for disabilty insurance with my long term disability insurance carrier?

What happens after I file my claim for disabilty insurance with my long term disability insurance carrier?After you have filed your initial claim for disability benefits, the disability insurance carrier will contact you by phone or in writing to acknowledge they have gotten your claim. If you are called by the carrier, do not give a statement or answer any questions. You might get confused by the disability adjuster's questions or give the wrong answer that can damage your long term disability claim. At Cavey and Barrett, we suggest that you have your...

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Spinal Cord Injury? Your Rights to Social Security Disability Benefits

Unfortunately, spinal injuries can occur as a result of auto accidents, truck accidents, motorcycle accidents, falls from scaffolding or even diving injuries into swimming pools. A spinal cord injury normally starts with a traumatic blow to the spine that fractures or dislocates your spinal vertebrae. Bone fragments, dismaterial, or ligaments bruise and tear into the spinal cord tissue. This can crush and destroy the nerve cells that carry cells up and down the spinal cord between the brain and the rest the body. Emergency care for people with spinal cord injuries is...

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