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Almost Three in Ten of Today’s 20 Year Olds Will Become Disabled Before 67

Did you know that almost three in ten of today's 20 year olds will become disabled before reaching age 67?One in Seven of today’s 20 year olds will die prior to age 67; which is the full retirement age for people born in 1960 or later.Many of those who become disabled will become eligible for Social Security Disability benefits. If you or a family member has questions about your rights to Social Security Disability benefits, contact Social Security Disability claims attorney Sharon Barrett, based in Pinellas County....

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Is there a difference between short term and long term disability benefits?

Is there a difference between short term and long term disability benefits?Absolutely. It is lke the difference between night and day!Short term disability is just like it sounds.  Short term disability benefits provide income replacement for a  short period of  time. This policy generally provides partial income replacement for about 6 months.What happens after that? If you have purchased long term disability, your may be eligible for long term disability benefits once you have been paid all the short term disability benefits that you are owed.The change from short term disability to long ...

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Are You Old Enough for Social Security Disability? Florida Social Security Disability Lawyer

Being unable to work and being found disabled are two different things. The Social Security Administration uses a grid system as apart of the Five Step Sequential Evaluation which is heavily weighted based on age.If you are under the age of 45 or 50 and you can’t do your past jobs or work full time at any regular job, you should be entitled to Social Security Disability benefits.It is easier to be found disabled as you get older. If you are over age 50 and have a severe impairment that keeps you...

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I paid my premium for long term disability benefits all these years. Now that I need those benefits, will the long term disability carrier pay my long term disability/ERSIA benefits?

I paid my premium for long term disability benefits all these years. Now that I need those benefits, will the long term disability carrier pay my long term disability/ERSIA benefits?Maybe!There are good and bad long term disability carriers. Any long term disability insurance or ERISA carrier will require you to show evidence that you have a medical condition covered by the policy and overwhelming evidence you are disabled and evidence that shows there is a connections between what is wrong with you and your inability to work.Just because your doctor says you can't...

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Sopranos Actor Involved in Insurance Scam | Social Security Disability Lawyer Tampa

What: Social Security Disability Scam Who: Former Soprano Actor Raymond FranzaIn a recent news article about a Social Security scam, Former Sopranos actor Raymond Franza is accused of claiming nearly $13,000 in Social Security disability benefits and never telling the government he was also getting $4,000 a month in private insurance payments from State Farm Insurance.Franza was involved in a car accident that caused the disability claim. The car crash happened in the spring of last year, authorities said. Franza was injured enough to apply for disability coverage through the Social Security Administration and,...

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Will the long term disabiility/ERISA insurance company contact my co-workers, family members, or neighbors?

Will the long term disabiility/ERISA insurance company contact my co-workers, family members, or neighbors?Without a doubt! The disability insurance carrier will start by talking with your employer to get your job description and information about your job performance. They want to see if you stopped working because of problems with your job or ou supervisor.Next on the list is family members and your neighbors. This can be very problematic. Your family members might say something that unintnetionally hurts your insurance disability claim and your neighbors just might say something intentionally to hurt your...

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What Is Medically Determinable in Your Social Security Case? Florida Tampa Social Security Disability Lawyer

What: Social Security Disability Term " Medically Determinable "In an article about Social Security disability, a great post was made about what is medically determinable in a Social Security Disability case. You need to know what this term means and what and how it can effect you in your Social Security Disability case. As taken from the article, "A medically determinable physical or mental impairment is an impairment that results from anatomical, physiological or psychological abnormalities which can be determined by medically acceptable clinical and laboratory diagnostic techniques."  This term in plain language...

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Will the long term disability insurance company send someone to my house to take my statement?

Will the long term disability insurance company send someone to my house to take my statement?Yes, they just might do that. At Cavey and Barrett, we think a call from the carrier saying they want to come and take your statement is bad news. Florida Disability attorney Nancy Cavey has written about "How to Avoid Making Mistakes in Your Statement" which is a must read for any long term disability claimant who has gotten "THE CALL" asking for a statement.Answering these broad-based questions isn't easy. Help is a phone call away. You can...

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With Job Losses Disability Claims Grow | Florida Tampa Social Security Disability Lawyer

What: Job Loss Sends Disability Claims Soaring Who: MSNBC Article Area: Social Security Disability BenefitsIn a recent article by MSNBC, disability claims have soared due to the lack of jobs and people being laid off from their jobs. According to the article which highlights a man that had lost his job due to the economy and could not hold his own at work, he is now filing for Social Security due to his ability to not be able to work. The article states that "According to the Social Security Administration, which runs the two main federal...

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Help! The Long Term Disabilty/ERISA carrier has called and wants to come to my house! What should I do?

Help! The Long Term Disabilty/ERISA carrier has called and wants to come to my house! What should I do?Nancy Cavey, a Florida based disability attorney, has a blog just on long term disability and ERISA issues where you will find a free guide about how to prepare for your home visit. Start reading!I suggest you read this posting and the other 26 postings about the questions you will be asked at this visit. Next, I suggest you call me as you don't want to have a home visit without being prepared and having representation.This is...

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