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Confused About Medicare Benefits? Social Security Disability Benefits Lawyer

What: Medicare Benefits and Your Social Security Disability BenefitsMany people are confused about how long it takes to wait after you’ve received Social Security Disability benefits and to become eligible for Medicare. Some people are confused and think that they have to wait an additional two years after they’ve been approved for Social Security Disability benefits to begin receiving their Medicare. In reality, you become eligible for Medicare benefits, in most cases, in the twenty fifth month of Social Security disability entitlement.If you have any questions about your rights to Social Security Disability benefits or...

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Is there any benefit to me to have a long term disability/ERISA attorney represent me in my long term disability/ERISA claim?

Is there any benefit to me to have a long term disability/ERISA attorney represent me in my long term disability/ERISA claim?There are lots of reasons you should have Cavey and Barrett represent you in your long term disability/ERISA claim.We help you even before you file for disability by gathering your medical records, making sure your doctor supports your claim, help you filel out Activitiies of Daily Living Forms, and help your doctor fill out your disability forms correctly.Nancy Cavey will help take the burden of dealing with the disability carrier from you and ...

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What written material does the Long term Disability/ERISA carrier look at when they decide if they are going to pay my long term disability benefts?

What written material does the Long term Disability/ERISA carrier look at when they decide if they are going to pay my long term disability benefts?The long term disability/ERISA carrier will look at your medical records, your job descrition and other material they get from your employmer, statements that you make on your Activities of Daily Living forms and even surveillance they have taken of you.You can make sure that your file is complete by contacting long term disability/ERISA attorney Nancy Cavey. Nancy, who is based in St. Petersburg, Florida, represents long term disability applicants...

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Arthritis and Your Social Security Disability Benefits | SSD Lawyer in Florida

What: Arthritis and Your Social Security Disability Benefits ClaimArthritis and other chronic joint diseases are incredibly painful. The American Pain Foundation has a unique, educational campaign called “Making Sense of Pain Relief” that will help provide you with information about arthritis or chronic joint symptoms.At Cavey and Barrett, it is not uncommon for us to represent Americans who suffer from arthritis and chronic joint symptoms in their Social Security Disability claim.You may be entitled to Social Security Disability benefits if you suffer from arthritis or chronic joint symptoms.You can join countless other in learning...

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Does Florida state law affect my personal private (non-ERISA) disability claim?

Does Florida state law affect my personal private (non-ERISA) disability claim?Every state, including Florida, has laws that goven personal private (non-ERISA) disability policies.In Florida, you can seek punitive damages if your disability insurance carrier handle your claim in bad faith. Florida law requires that you placed the disability carrier on notice of their bad faith and give them an opportunity to "correct" their bad claims handling before you can sue them for punitive damages.Attorney Nancy Cavey specializes in long-term disability claims and can guide you through the complex claims process. She has personal...

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Is there a “treating doctor” rule in long term disabilty/ERISA cases that says my long term disability insurance company has to accept the opinons of my doctor?

Is there a "treating doctor" rule in long term disabilty/ERISA cases that says my long term disability insurance company has to accept the opinons of my doctor?The United States Supreme Court has said "No!" Unlike Social Security, there is no treating doctor rule in long term disability/ERISA cases. In Black and Decker v. Nord, the court said the long term disability/ERISA carrier does not have to give greater weight to the opinions of your doctor than the insurance company doctors.That does not mean your doctor's opinion does not count. At Cavey and Barrett,...

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Almost Three in Ten of Today’s 20 Year Olds Will Become Disabled Before 67

Did you know that almost three in ten of today's 20 year olds will become disabled before reaching age 67?One in Seven of today’s 20 year olds will die prior to age 67; which is the full retirement age for people born in 1960 or later.Many of those who become disabled will become eligible for Social Security Disability benefits. If you or a family member has questions about your rights to Social Security Disability benefits, contact Social Security Disability claims attorney Sharon Barrett, based in Pinellas County....

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Is there a difference between short term and long term disability benefits?

Is there a difference between short term and long term disability benefits?Absolutely. It is lke the difference between night and day!Short term disability is just like it sounds.  Short term disability benefits provide income replacement for a  short period of  time. This policy generally provides partial income replacement for about 6 months.What happens after that? If you have purchased long term disability, your may be eligible for long term disability benefits once you have been paid all the short term disability benefits that you are owed.The change from short term disability to long ...

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Are You Old Enough for Social Security Disability? Florida Social Security Disability Lawyer

Being unable to work and being found disabled are two different things. The Social Security Administration uses a grid system as apart of the Five Step Sequential Evaluation which is heavily weighted based on age.If you are under the age of 45 or 50 and you can’t do your past jobs or work full time at any regular job, you should be entitled to Social Security Disability benefits.It is easier to be found disabled as you get older. If you are over age 50 and have a severe impairment that keeps you...

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I paid my premium for long term disability benefits all these years. Now that I need those benefits, will the long term disability carrier pay my long term disability/ERSIA benefits?

I paid my premium for long term disability benefits all these years. Now that I need those benefits, will the long term disability carrier pay my long term disability/ERSIA benefits?Maybe!There are good and bad long term disability carriers. Any long term disability insurance or ERISA carrier will require you to show evidence that you have a medical condition covered by the policy and overwhelming evidence you are disabled and evidence that shows there is a connections between what is wrong with you and your inability to work.Just because your doctor says you can't...

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