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Representing Mass Mutual Financial Group Disability Claims in Florida

Massachusetts Mutual Life (Mass Mutual) is owned by Mass Mutual Financial Group, which was founded in 1851. Mass Mutual sells many insurance products including disability income insurance. In 1996 it merged with Connecticut Mutual and acquired various commercial, finance and investment services. Mass Mutual Financial Group has created a disability insurance guide for individuals and families entitled “Disabled? Me? Never!” Mass Mutual Financial group knows that if you couldn’t work, you are and your family would have difficulty in meeting its financial obligations including paying your mortgage, car payment, utilities, education and living expenses. They provide a worksheet to help...

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Denied Met Life Disability Claims and Cherry Picking Medical Records

Do you believe that you have been denied on the basis of a selective medical review? It isn't uncommon for the MetLife administrator to "cherry pick" medical evidence to support their claim's denial to avoid addressing all of the components of important evidence and end your case.If that's happened to you take heart. In Kinser v. Plans Abnin. Committee of Citigroup, Inc., 488f.supp.2d1369 (1383) (N.D.GA. 2007), MetLife's decision to deny benefits under self funded plan. This held by the court to be arbitrary and capricious when it relied on a selective review...

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Representing Monarch Life Insurance Claims and Policyholders

Monarch Life Insurance Company was once owned Monarch and Capital Corporation but has been in rehabilitation since June 1994. The company stopped providing new disability income business in 1993. Monarch Life Insurance Company is still in receipt of ownership under supervision by the Massachusetts Division of Insurance who is ensuring that the company regain its financial footing.Monarch Disability Insurance Company financial status worries many Monarch disability policyholders. It is no surprise that Nancy Cavey, leading provider of Long Term Disability legal services in the United States, is contacted by Monarch disability insurance policyholders. If you have questions regarding Monarch Disability...

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Representing New York Life Disability Insurance Policy Holders

New York Life Insurance Company headquartered in New York is a mutually owned insurance company that began business in 1845. It offers Long Term Disability insurance and specialized group policies through organizations like AARP.New York Life’s operating revenues in 2008 were $14 billion which was the third year in a row of strong double digit earnings growth for the company. That growth can come at the expense of policyholders. Nancy Cavey represents New York Life disability policies holders in evaluating their disability policy and assisting them in filing a claim with New York Life when they become disabled. If your...

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Representing Prudential Life Insurance Disability Insurance Policy Holders

Prudential Financial Company is a holding company that offers a variety of financial and insurance products to both individuals and businesses. This includes life insurance, short term and long-term group disability insurance coverage, accidental death and dismemberment policy and other types of insurance coverage. Prudential Insurance Company was been the subject of insurance regulators investigations in 1996, which resulted in a settlement of the claim that they had been “churning” which a process in which agents generate commissions by inducing policy holders to trade up to more expensive policies. Attorney Nancy Cavey practices disability insurance law throughout the United States,...

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Prudential Insurance Company Ordered Response to Long Term Disability Request for Claims Guidelines

Long Term Disability carriers hide behind many defenses one of which is that you are not entitled to learn the basis of the denial or analyze the nature of the information the Long Term Disability carrier considered in making the decision.In a recent case of Grams v. American Medical Industries under Prudential Insurance Company, my good friend and colleague, Claudeth Henry, fought the Prudential Insurance Company on these discovery issues and won!The court has ruled that Ms. Grams is entitled to analyze how Prudential reached this decision to deny benefits and analyzed...

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