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22 July
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Can My Social Security Disability Claim be Denied Because I Earn Too Much Money?

Posted by Nancy Cavey
in Social Security Disability (SSD)

Yes! The Social Security Administration uses a 5 Step sequential evaluation to determine your entitlement to benefits. Significant Gainful Activity At Step 1, the Social Security Administration determines whether or not you are working and, if so, whether or not that work constitutes “substantial gainful activity” (SGA). In 2013, if you earned more than $1,040 per month, you have earned too much money to be considered disabled. Income from investments does not count towards SGA. This figure is adjusted annually. Supplemental Security Income (SSI) If you are not insured for disability purposes, you can apply for Supplemental Security Income (SSI) which is a disability...

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08 July
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Articles Claiming Social Security Disability Program Is Out of Control are Just Flat Wrong

Posted by Nancy Cavey
in Social Security Disability (SSD)
social security disability articles

Have you read articles that attack Social Security Disability as being the “new welfare” or suggest that United States has a “disability insurance complex”? Nothing could be further from the truth.To be eligible for Social Security Disability benefits, you must have worked 20 out of the last 40 quarters, contributing the Social Security Disability Insurance program. A portion of your paycheck has gone into this program to provide benefits to workers who are unable to perform substantial work because of a serious medical condition.While there has been a rise in Federal Social Security Disability rules, there are a number of...

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24 June
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Does the Social Security Administration have a Listing for Chronic Fatigue Syndrome?

Posted by Nancy Cavey
in Social Security Disability (SSD)
chronic fatigue syndrome listing

To determine whether or not you are disabled, the Social Security Administration uses a five step sequential evaluation process. To determine whether you are disabled at step three, the Social Security Administration usually considers whether your impairment is severe enough to meet or equal a listing.The Social Security Administration has developed the listing of impairments for most common impairments but, unfortunately, the Social Security Administration has no listing for Chronic Fatigue Syndrome. As a result, it cannot be found in the list of conditions at step three of the five step sequential evaluation. However, that doesn’t mean you won’t get...

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10 June
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Social Security Disability Benefits for Neck and Back Injuries

Posted by Nancy Cavey
in Social Security Disability (SSD)
social security neck back injury attorney

Chronic Pain from neck or back injury can make day to day living difficult. Your doctor may have told you that you can’t go back to work because of the tingling, numbness, reduced range of motion, and chronic pain that you have from your back or neck injury.If your back or neck injury is caused by:• Paralysis,• Herniated Disc,• Degenerative Disc Disease,• Fractured Vertebrae,• Ligament Damage,• Pinched Nerves and Sciatic Pain,• Chronic Debilitating Back and Neck Pain.And your disability is permanent or will keep you from working for twelve months, you may be entitled to Social Security Disability Benefits. The...

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23 May
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New Fibromyalgia Diagnostic Blood Tests for Social Security Disability Benefits

Posted by Nancy Cavey
in Diseases

Over the last fifteen years people with Fibromyalgia have been told that Fibromyalgia  isn't real that it’s all in their head, and that they can simply go back to work. It takes an average of three to five years, according to the Journal of Managed Care Pharmacy for someone with Fibromyalgia to get an accurate diagnosis. Unfortunately, there are still many doctors who remain skeptical that Fibromyalgia exists.Even the Social Security Disability Administration can make it difficult for those with Fibromyalgia to get the Social Security Disability Benefits they deserve. New Fibromyalgia Blood Test Fibromyalgia has, in the past, been thought to be a...

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15 May
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Lupus and Your Rights to Long Term Disability Benefits

Posted by Nancy Cavey
in Diseases
lupus disability attorney

May is Lupus awareness month! In celebration of this event, Lupus Disability Attorney Nancy Cavey wants to call attention to how those with Lupus can get the Long Term Disability benefits they deserve.Understanding LupusIt’s not easy to understand a disease that has varied symptoms. Long Term Disability carriers simply do not understand Lupus. Lupus is an autoimmune disease that causes inflammation and tissue damage to the body. It can cause a mild skin rash, achy joints, or affect organs inside your body. Lupus is unpredictable and can appear and disappear and even change.Treatment of LupusMost people with Lupus are treated by a...

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13 May
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Irritable Bowel Syndrome and Your Rights to Long Term Disability Benefits

Posted by Nancy Cavey
in Long Term Disability
Irritable Bowel Syndrome long term disability

Long term disability carriers don’t make it easy for those who have Irritable Bowel Syndrome (IBS) to get the Long Term Disability Benefits they deserve.Signs of Irritable Bowel Syndrome IBS are:1.) Abdominal pain,2.) Bloating,3.) Discomfort.Other signs of IBS can include:1.) Cramping in your abdomen,2.) Diarrhea or constipation,3.) Changes in how often you have bowel movements,4.) Mucus in your stool.Your colon has layers of muscles that tighten up and relax. That steady rhythm moves food and waste through your intestines. But, with IBS, the muscles in your colon do not contract like they should. Strong or weak contractions can cause cramping and bloating. Your Rights...

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02 May
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Celiac Disease and Your Rights to Long Term Disability Benefits.

Posted by Nancy Cavey
in Long Term Disability
celiac disease attorney disability

Celiac Disease is a permanent intolerance to wheat protein and related alcohol soluble proteins (prolamins) found in rye and barley.Celiac Disease can lead to an autoimmune disease, which can result in inflammation and malabsorption of critical vitamins, minerals and calories and eventually a long term disability. Signs and Symptoms of Celiac Disease These signs and symptoms can include:1.) Diarrhea,2.) Iron deficiency anemia,3.) Lactose intolerance,There are also “non classical” symptoms, like abdominal pain, The key to confirming the diagnosis is a small intestinal biopsy, and your response to a gluten free diet.Because Celiac Disease is an autoimmune condition, you may have a long term disability...

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30 April
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Osteoporosis and Your Right to Long Term Disability Benefits.

Posted by Nancy Cavey
in Long Term Disability

If you have purchased a Long Term Disability policy through your employer or on your own, you may be entitled to Long Term Disability Benefits, if your doctor has told you that you are unable to work as a result of Osteoporosis. How is Osteoporosis Diagnosed? A Bone Density Test is the only test that can diagnose Osteoporosis before broken bones appear. It can also,1.) Predict your chance of breaking bones in the future,2.) See if your bone density is getting worse or staying the same, Bone Density Tests The National Osteoporosis Foundation recommends a Bone Density Test of the hip and spine using...

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23 April
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Physician Support for Your Long Term Disability Claims! Crucial!

Posted by Nancy Cavey
in Long Term Disability

If you have purchased a Long Term Disability policy through your employer or on your own, you may be entitled to Long Term Disability benefits if your physician has told you that you are unable to work.Let’s be frank! A claim for disability benefits will never be approved without the support of your treating physician. Your doctor has to certify and document in your medical records you have restrictions and limitations that prevent you from working either in your occupation or any occupation.Nancy Cavey, A Nation Wide Long Term Disability Attorney, thinks it’s crucial that you provide your doctor with...

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