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Macular Degeneration and Your Rights to Long Term Disability Benefits

Macular Degeneration Long Term Disability

Age related Macular Degeneration (AMD), can effect apart of your eye called the Macula. AMD can make things look blurry or wavy and can even lead to a blind spot in your central vision.If you have an individual disability policy or group disability policy, you may be entitled to long term disability benefits for the loss of central vision from AMD.Millions of people over age 50 have vision loss from AMD and as a result are unable to focus on anything right in front of them. Obviously, not being able to focus makes basic tasks difficult or impossible. The loss...

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Osteoarthritis and Your Rights to Social Security Disability Benefits

According to the Center for Disease Control and Prevention (CDC), amount 15 million adults have arthritis or related conditions such as osteoarthritis arthritis.Unfortunately, having osteoarthritis does not guarantee that you are entitled to disability benefits. Osteoarthritis is a chronic joint disease of the hands, knees, hips and spine. It primarily effects adults age 55 years or older.Physical therapy and medication can control the pain osteoarthritis but, joints in your hands, hips or knees become non-functional. Replacement surgery may be the only alternative.If your doctor has told you that you are unable to work as a result of osteoarthritis, you should...

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Arthritis and Depression and Your Rights to Social Security Disability Benefits

The Center for Disease Control and Prevention notes that there are 15 million adults who have arthritis or other related conditions like rheumatoid arthritis, lupus, fibromyalgia, or gout.A new national study shows that 1/3rd of people with arthritis also experience anxiety or depression. You may be entitled to Social Security Disability benefits if you suffer from arthritis with anxiety or depression. The combination of physical or mental impairments are just one example of complex medical conditions that may entitle you to Social Security Disability benefits.The Social Security Disability benefits are a federally mandated disability insurance programs that operates separately from...

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You May be Entitled to Long Term Disability Benefits for Osteoarthritis

If you have purchased an individual long term disability policy or group disability policy and you have been diagnosed with osteoarthritis, you may be entitled to long term disability benefits if your condition is so severe that if prevents you from working.Osteoarthritis is a chronic joint disease of the hands, knees, hips and spine. It primarily effects adults age 55 years or older and is caused by a breakdown of cartilage in your joints.While physical therapy and medication can help control the pain, joint replacement surgery may be necessary when the joints in your hands, hips, or knees are damaged...

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What Does it Take to Collect Your Long Term Disability Benefits?

Long term disability attorney Nancy Cavey knows that disability carriers are notorious for delaying, denying and challenging your right to disability benefits. It takes persistence, experience and team work to get your long term disability benefits.From the moment that you file your disability claim, your carrier is looking for a reason to deny your disability benefits. One of the strategies that they employ is to use a disability guideline from a predetermined statistical duration after which you should be able to “return to work”. One of the leading guides long term disability carriers use is giving statistical guidelines.Long term disability...

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Controlling Diabetic Neuropathy and Your Rights to Social Security Disability Benefits

  Diabetic neuropathy is caused by high blood sugar that injures the nerves and blood vessels throughout the body. Diabetic neuropathy can cause tingling, constant burning in the feet or sharp pain or even extreme sensitivity to touch making standing on your feet unbearable. If you have been diagnosed with diabetes, one of the most important things that you can do is keep your blood sugar as close as possible to your daily and long term targets. Four other ways that you can help control diabetic neuropathy include: 1.      Controlled blood pressure; 2.      Stop smoking; 3.      Stay active; 4.      Slim down. There are also prescription medications available...

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What’s the two step ERISA claim’s process?

What’s the two step ERISA claim’s process? Under ERISA, you have the right to file a claim for disability benefits and provide a disability carrier with information about your claim.If your plan administration denies your claim, you have 180 days to appeal. That can make all the difference between getting and losing your ERISA benefits.You must complete the appeal before filing a lawsuit. If your ERISA long term disability claim is denied, contact disability attorney Nancy Cavey who can explain to you your rights to long term disability benefits. Do not wait to learn about your options, contact us today before...

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How much of my income is disability insurance intended to replace?

How much of my income is disability insurance intended to replace?  Many Americans, just like Nancy Cavey’s father, purchased disability insurance to provide financial assistance when they need it most and were disabled and unable to work. Disability insurance benefits are intended to replace from 40-60% of your gross income if you are unable to work for an extended period of time.If you are looking to file for disability, or looking to answer questions about disability like is your income on disability insurance going to replace your current income, give us a call today at 727-894-3188 to talk with us. The...

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Stroke Robot Therapy Can Help Retrain Your Brain

If you suffered from a stroke, robotic technology using robot devices to assist your impaired limbs with performing with regular motions may help you regain strength and function.One of the leading centers in the United States is the Emory MBNA Stoke Center at the Emory Clinic. Robotic assisted therapy can be an effective alternative to help those with stroke recover www.mayoclinic.com.If you have suffered a stroke and your physician has told you that you are unable to work, you should apply for Social Security Disability benefits. The Social Security Disability Administration doesn’t make it easy for those who have had...

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