03 October

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Are You Making a Big Mistake By Signing a Pre Authorized Withdrawal Form that Your Long Term Disability Carrier or Allsup Requests? Yes!

If you are a long term disability policy holder, you should get your disability policy out immediately and review it because you may have an offset provision. Your Allsup policy may say that a long term disability carrier can reduce your long term disability benefits by the receipt of your Social Security Disability benefits. But, what happens when you get a retroactive Social Security benefit? Your long term disability carrier, such as CIGNA, may ask you to sign a repayment agreement that requires you to repay any over payment. Social Security overpayment attorney Nancy Cavey has no problem with that. However,...

29 September

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September 21st Was World Alzheimer’s Day

Posted by Nancy Cavey

in Diseases

Every year on September 21st, the Alzheimer’s Associations around the world recognize World Alzheimer’s Day. The Alzheimer disease is the most common type of dimension and a collective name for degenerative brain syndromes that can affect your memory, thinking, behavior and emotions. If you have purchased an individual disability benefits policy, you may be entitled to long term disability benefits for Alzheimer’s. It’s important that you consult with a long term disability attorney to review your disability policy. Why? Many long term disability policies will have limits on the coverage that will include a two year limitation on psychiatric conditions diagnosed under...

29 September

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September is Pain Awareness Month

Posted by Nancy Cavey

in Long Term Disability

According to a study by the Institute of Medicine, chronic pain affects more Americans than heart disease, cancer and diabetes combined. Over 116 million Americans suffer from chronic pain. If you have purchased a private group disability policy you might be entitled to long term disability benefits if you suffer from chronic pain. Nancy Cavey, Florida based long term disability attorney, explains that “pain is a major consideration in many long term disability claims”. It’s important that your medical records document that there is an objective reason that you have pain and how your pain impacts your ability to run, walk, see,...

26 September

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It’s Time to See a Doctor if You Suffer From the Symptoms of Irritable Bowel Syndrome

Posted by Nancy Cavey

in Diseases

If you have recurrent bouts of abdominal pain, diarrhea or constipation, it’s time to see a doctor. Did you know that there are no tests to identify irritable bowel syndrome (IBS), and it’s diagnosed based on a defined pattern of signs and symptoms. If irritable bowel syndrome prevents you from working, you may be entitled to long term disability benefits if you purchased a disability policy from a private insurer or have coverage through an employer. The typical signs and symptoms of irritable bowel syndrome are: Pain or discomfort in your belly; Pain or discomfort that happens several days or more per month over at...

23 September

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Cancer Diagnosis May Throw Your Financial World Upside Down

Posted by Nancy Cavey

in Diseases

If you have been diagnosed with breast cancer, one of your first worries might be where you should get your medical treatment and will you be able to continue working during treatment. If your breast cancer prevents you from working, you may be entitled to receive long term disability benefits if you’ve purchased a disability plan from a private insurer or have coverage through an employer. You should talk to your human resources department and determine whether or not you have short term disability and long term disability insurance benefits. Most short term disability policies will cover 13 to 26 weeks of...

20 September

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New Non-Invasive Treatments for Deep Vein Thrombosis Can Change Your Treatment Options

Posted by Nancy Cavey

in Diseases

Deep vein thrombosis (DVT) can lead to post-thrombotic syndrome, pulmonary embolism, permanent damage to your leg and even death. If your deep vein thrombosis prevents you from working for a long period, you may be able to receive long term disability benefits if you’ve purchased a disability plan from a private insurer or have coverage through your employer. According to Dr. Bedanthm of the Washington University School of Medicine in St. Louis, there are over 600,000 people in the United States each who are hospitalized with deep vein thrombosis and more that 100,000 people die of resulting pulmonary embolism. Did you know...

13 September

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Dade City Florida Long Term Disability Lawyers – The Only Dade City Long Term Disability Attorney You Need

Posted by Nancy Cavey

in Uncategorized

Are you looking for a Dade City Florida Long Term Disability lawyer for your disability claim or denial? The Law Offices of Cavey & Barrett represents clients from all over Florida, and even in Dade City Florida. When looking for the right attorney for you disability claim, you must find one that can best represent your claim, and your rights to disability. We have over 20 years of experience representing people just like you with their disability claims. Have a question about your claim? We may be able to help. Call 727-894-3188. Dade City Long Term Disability Lawyer Information Long Term Disability claims...

13 September

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Crystal River Florida Long Term Disability Lawyers – The Only Crystal River Long Term Disability Attorney You Need

Posted by Nancy Cavey

in Uncategorized

Are you looking for a Crystal River Florida Long Term Disability lawyer for your disability claim or denial? The Law Offices of Cavey & Barrett represents clients from all over Florida, and even in Crystal River Florida. When looking for the right attorney for you disability claim, you must find one that can best represent your claim, and your rights to disability. We have over 20 years of experience representing people just like you with their disability claims. Have a question about your claim? We may be able to help. Call 727-894-3188. Crystal River Long Term Disability Lawyer Information Long Term Disability claims...

13 September

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Crestview Florida Long Term Disability Lawyers – The Only Crestview Long Term Disability Attorney You Need

Posted by Nancy Cavey

in Uncategorized

Are you looking for a Crestview Florida Long Term Disability lawyer for your disability claim or denial? The Law Offices of Cavey & Barrett represents clients from all over Florida, and even in Crestview Florida. When looking for the right attorney for you disability claim, you must find one that can best represent your claim, and your rights to disability. We have over 20 years of experience representing people just like you with their disability claims. Have a question about your claim? We may be able to help. Call 727-894-3188. Crestview Long Term Disability Lawyer Information Long Term Disability claims in Crestview can...

13 September

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Crescent City Florida Long Term Disability Lawyers – The Only Crescent City Long Term Disability Attorney You Need

Posted by Nancy Cavey

in Uncategorized

Are you looking for a Crescent City Florida Long Term Disability lawyer for your disability claim or denial? The Law Offices of Cavey & Barrett represents clients from all over Florida, and even in Crescent City Florida. When looking for the right attorney for you disability claim, you must find one that can best represent your claim, and your rights to disability. We have over 20 years of experience representing people just like you with their disability claims. Have a question about your claim? We may be able to help. Call 727-894-3188. Crescent City Long Term Disability Lawyer Information Long Term Disability claims...

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