14 November

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Bladder Cancer Risk Increases for Smokers

If bladder cancer prevents you from working, you may qualify for long term disability benefits.A new study, published in the Journal of American Medical Association reports that smokers have higher odds of developing bladder cancer. In fact, current smokers are “four times as likely to develop bladder cancer, compared with people who have never smoked and former smokers have 2.2 times the risk”. Source Bladder Cancer New York Times article.Researchers at the National Cancer Institute, speculate that the increased risk might be a reflection of the use of more toxic chemicals such as Beta Naphthalene, which is known to raise...

08 November

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MetLife Caught for a Third Time

Posted by Nancy Cavey

in Insurance Carriers

Federal law makes it illegal for insurers, like MetLife, to make undisclosed payments to brokers who played an important role in helping insurance companies win contracts to provide long term disability policies to employees of major US businesses.In April 2010, MetLife admitted to the US Attorney’s Office in San Diego that it had violated that Federal Law by paying a broker more than $5 million between 1999 and 2005.MetLife entered in to a settlement with the US Attorney’s Office in San Diego and admitted that they had been tipped in advanced about the bid, the agreement didn’t name the broker...

01 November

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Nucynta ER Has Been Approved for Treatment of Chronic Pain

Posted by Nancy Cavey

in Uncategorized

If you suffer from chronic pain, you may be eligible to receive Social Security Disability benefits. Chronic pain is the leading cause of disability in the United States and Jansen Pharmaceuticals has announced that Nucynta ER (tapendidole extended release) has been approved by the Food and Drug Administration to treat moderate to severe chronic pain in adults.The most common side effects were nausea, constipation and dizziness and the extended release formulation will be of great benefit to chronic relief sufferers regardless of the side effects.Almost one third of Americans have chronic pain at some pain in their lives and it’s...

25 October

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Aneurism and Your Right to Social Security Disability Benefits

Posted by Nancy Cavey

in Diseases

An aneurism is like a balloon that has a big bulge in it. An aneurism is an inflated blood flow part of the artery. It has been treated because of a weak portion of the artery wall. Did you know that you can have aneurisms in your heart, brain and stomach? Aneurisms of the aorta or major arteries in your heart may qualify you for Social Security Disability benefits. If you have been diagnosed with an aneurism and your doctors tell you that you are unable to work, you may be entitled to Social Security Disability benefits. To learn more...

25 October

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What is SSDI?

Posted by Nancy Cavey

in FAQs

What is SSDI? Social Security Disability Insurance (SSDI), provides cash assistance to people who have paid into the Social Security system long enough to earn what is called quarters of coverage. If your work history qualifies you for Social Security Disability benefits, you will be entitled to monthly benefits which will vary in amount based on your prior income. You will also be eligible for Medicare benefits once you have been on SSDI for two years.Need help with your Social Security Disability claim? Contact us today at 727.894.3188 to discuss your claim. ...

24 October

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Diagnosing Celiac Disease and Social Security Disability Claims

Posted by Nancy Cavey

in Diseases

Social Security Disability is a federal insurance program that was established in 1954. It provides monthly benefits for people who have worked in the past, pays Social Security tax and are unable to work for a year or more because a medical condition.The diagnosis of celiac disease involves three steps:An examination.Your physician will take a medical history from you and include information about your symptoms and your emotional state.Your doctor will perform a physical examination to check for and list emaciation, hypertension, high blood pressure, dermatitis, easy bruising, bone scan, mucus membrane changes, vitamin deficiency, loss of sensation in the...

11 October

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Facebook Could Destroy Your Long Term Disability Claim

Posted by Nancy Cavey

in Long Term Disability

It’s hard enough to get long term disability benefits, but you can destroy your long term disability claim by posting photos or video of you dancing, working in the yard, or partying with your friends.If you are thinking about applying for long term disability benefits, you need to check at the social media websites that you have been posting on and take down photos. Adjust your privacy settings and restrict anyone who isn’t a trusted friend or relative from viewing your profile.Also, ask your friends to take down any pictures or posts. This simply isn’t worth jeopardizing your long term...

03 October

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Are You Making a Big Mistake By Signing a Pre Authorized Withdrawal Form that Your Long Term Disability Carrier or Allsup Requests? Yes!

Posted by Nancy Cavey

in Insurance Carriers

If you are a long term disability policy holder, you should get your disability policy out immediately and review it because you may have an offset provision. Your Allsup policy may say that a long term disability carrier can reduce your long term disability benefits by the receipt of your Social Security Disability benefits. But, what happens when you get a retroactive Social Security benefit? Your long term disability carrier, such as CIGNA, may ask you to sign a repayment agreement that requires you to repay any over payment.Social Security overpayment attorney Nancy Cavey has no problem with that. However,...

29 September

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September 21st Was World Alzheimer’s Day

Posted by Nancy Cavey

in Diseases

Every year on September 21st, the Alzheimer’s Associations around the world recognize World Alzheimer’s Day.The Alzheimer disease is the most common type of dimension and a collective name for degenerative brain syndromes that can affect your memory, thinking, behavior and emotions.If you have purchased an individual disability benefits policy, you may be entitled to long term disability benefits for Alzheimer’s. It’s important that you consult with a long term disability attorney to review your disability policy. Why? Many long term disability policies will have limits on the coverage that will include a two year limitation on psychiatric conditions diagnosed under...

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