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Type One Diabetes and Your Rights to Long Term Disability Benefits

Type One diabetes can be a disabling condition that prevents you from working. During your illness, treatment and recovery, long term disability benefits may be able to help you offset lost wages if you purchased a disability plan from a private insurer or have coverage through an employer. If you have been diagnosed with Type One diabetes there are many complications of your disease that the long term disability carriers fail to consider.According to a report from the Doctor’s Lounge, when medical researchers tracked a group of Type One diabetics, many suffered from complications: 57% developed eye problems, 13% developed...

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Free Medicine Foundation

If you are disabled and unable to work, you may be eligible for long term disability benefits if you purchased a policy from your employer or purchased a private disability policy. Unfortunately, many times long term disability applicants will lose their group insurance benefits and will need assistance in finding medication. One such company is called Free Medicine Foundation or other local clinics and other community organizations that can help you with your medical care and prescriptions.You can see their website here: the long term disability carrier has denied your disability claim or made it difficult for you to get...

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Give Me One Minute and I’ll Explain How Long Term Disability Carriers like Northwestern Mutual Make Money with Your Long Term Disability Premiums

Northwestern Mutual has continued it’s strong growth as a commercial state investor and lender by participating in major transactions in both east and west coast. In fact, Northwestern Mutual recently sold the Seattle Towers for a substantial amount of money. By purchasing Class A properties and projects, Northwestern Mutual has increased its portfolio to over $30.2 billion.Long term disability carriers like Northwestern Mutual use your premium dollars to invest in real estate transactions- and you thought they were just using your premium to pay disability benefits.You can learn more about your rights to long term disability benefits and things that you do...

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Struggling with Cardiovascular Disease

Has your doctor diagnosed you with cardiovascular disease? You may be eligible to receive long term disability benefits if you have purchased a group disability plan from a private insurer or have coverage through your employer.According to a report from Medline Plus, middle aged adults in the United States should start meeting the American Heart Association’s Heart Health Goals of:1. Maintaining a healthy weight and diet; 2. Being physically active; 3. Not smoking; 4. Having adequate blood sugar levels; 5. Having adequate cholesterol levels; 6. Having good blood pressure.The study shows that just one out of every 2,000 middle aged adults in the United States...

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Heart Health and a Fiber Rich Diet

Did you know that heart disease can be a life threatening condition? According to the Science Blog, young and middle age adults who consume a fiber rich diet can significantly lower their risk of heart disease. Adults between the ages of 50-59 who made fiber a regular part of their diet were found to have a lowered lifetime risk of heart disease in comparison to those who have a low fiber diet. The lifetime reduction in the risk for heart disease is an important finding.Because heart disease is so wide spread in the United States, your physician may have told...

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Have You Been Robbed of Your Peace of Mind by Your Long Term Disability Carrier

You purchased your long term disability policy expecting that in your time of greatest financial need, your long term disability carrier would step up to the plate and pay you the benefits that you purchased.Unfortunately, long term disability carriers do not make it easy for those who purchased a private disability policy or a policy through their employer to get the benefits that they ought to receive.Why? The insurance company’s goal is often not to provide full benefits but rather, profit. Long term disability carriers maximize their profits by minimizing the compensation that they pay out of their policy.A vast...

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Eating Your Wheaties Can Reduce Your Risk of Hypertension

Has your doctor diagnosed you with a cardiovascular condition and told you that you are unable to work? If you purchased a disability plan from a private insurer or have coverage through an employer, you may be entitled to long term disability benefits to help off set your lost income.Did you know that CNN health reports that eating whole grain cereals can reduce a person’s risk of developing hypertension? According to the American Health Association, an individuals risk of developing hypertension (high blood pressure) can be reduced as much as 20% by eating whole grain cereals.The whole grain cereal has...

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Yellow Book Employees and Liberty Mutual Disability Claims

Are you a former employee of the Yellow Book who is insured under a Liberty Mutual disability policy? The date that you became disabled will determine your entitlement to disability benefits. Don’t destroy your long-term disability claim by filing a general release of employment claims. Did you know that you were terminated from your employment and asked to sign a general release of employment claims, you may unwittingly waive your right to a cover of benefits, under ERISA. This, of course, is State specific.If you are offered a general release, you need to read it very closely and should strongly...

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No Extra Benefits Seen in Study for Coronary Artery Disease

A traditional method of treating coronary artery disease is prescribing beta blockers, ace inhibitors, statins and daily aspirin. A recent study, a described in the New York Times, shows that traditional treatment for coronary artery disease is just as effective as stent implantation for prevention of chest pain, heart attack and need for future percutaneous coronary intervention.Percutaneous coronary intervention, or PCI, involves a surgeon inserting a mesh tube made of metal into an artery that has become narrow because of accumulated plaque. The tube is fed into an artery and expands to hold the artery open to the point that...

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