SSD: Not Enough Judges, Too Much Backlog

A recent article in the New York Times has let the public know what we have known for years. The number of judges handling Social Security disability hearings is entirely too low. Delays in government bureaucracy are nothing new. Anyone who has had to take a trip to the DMV can testify to this fact. But at the DMV, all you have to worry about is a few wasted hours standing in line. With delays in disability hearing, real people are left in states of destitution and misery. According to the article, there are currently only 1,025...

01 November

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Big Insurance Doesn’t Mean Good Insurance

Posted by Nancy Cavey

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It has probably occurred to many of you that we aren’t exactly fond of massive insurance companies. This comes from decades of being in naturally adversarial relationships with their attorneys. After all, when you represent the injured, the argument usually comes down to insurers trying to pay as little as possible or nothing at all, while all we try to do is get what was promised to our clients in the first place. Enormous conglomerates like Allstate, State Farm, GEICO, Progressive and Nationwide are usually mentioned whenever you come across a “Top Ten Worst Insurance Companies” list in a consumer rights...

01 November

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What Every Doctor and Dentist Needs to Know About Disability | ERISA Disability Insurance: Don’t Buy the Wrong Policy

Posted by Nancy Cavey

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Physicians and dental disability insurance can help protect medical providers and their families in the case of injuries or unexpected circumstances. You and your family rely on your paycheck to pay bills, feed and clothe your family, and to provide a home and a lifestyle that have come to expect. There are a number of things that you should consider before choosing a disability insurance policy. At Cavey & Barrett, we recommend that physicians and dentists purchase private disability insurance policies instead of a policy through a group plan. You should consider the following: 1....

01 November

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Learn About Strokes: 5 Warning Signs

Posted by Nancy Cavey

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Only old people have strokes, right? Wrong. A recent study of 7,740 strokes showed that 45 percent of victims were younger than 65, and 27 percent were under 55. "Stroke is no longer an old-age affliction," says study author Timothy J. Wolf, who holds a doctorate in occupational therapy and teaches at the Washington University School of Medicine. "People in the prime of life now have more strokes than ever. A big reason is that a record number of Americans are overweight, says Dr. Salina Waddy, a stroke neurologist and the program director for...

01 November

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Voluntarily Resigning Your Job May Jeopardize Your Rights to Compensation Benefits

Posted by Nancy Cavey

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If you are a Florida first responder who has compensable industrial injury or losing in your wages before maximum procurement, you may be entitled to what is called temp or partial benefits. However, if your employer offers you a light duty job and you walk away from it, you may not be entitled to temp or partial benefits, a voluntary resignation doesn’t alone support a denial after resignation. The issue is going to be whether your refusal of employment was justifiable. If you are a first responder who has been offered a light duty job...

Author: Nancy Cavey