The Truth About Long Term Disability Insurance Companies
THE TRUTH: Numerous judges have acknowledged that you are not on a level playing field with the insurance company during the claims process. Your employer's opinion of whether or not you can work carries little weight. Many employers are very upset to learn that the policy they purchased for their employees and themselves is not paying disability benefits. Many insurance companies will say, "your opinion does not count" or "you should have bought a better policy." Insurance company forms are actually designed to trick you into giving up information, that will later be used to help the insurance company deny your claim. Insurance companies...
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