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Author: Nancy Cavey

CaveyLaw.com > Articles posted by Nancy Cavey (Page 83)

Can I Refuse to Attend a Neuropsychological Exam Scheduled By My Long Term Disability Carrier?

Can I Refuse to Attend a Neuropsychological Exam Scheduled By My Long Term Disability Carrier? If a long-term disability carrier is scheduling you for a neuropsychological exam, I strongly suggest that you contact a long term attorney like Nancy Cavey immediately! Tampa Bay disability attorney Nancy Cavey is familiar with the neuropsychologists routinely used by long-term disability carriers to deny claim and the games the neuropsychologists will play during the examinatioin! We won’t ever refuse an exam, but there are a number of things that can be done to protect your interests. These include: (1)...

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If I am disabled and collecting long-term disability, will that impact my financial planning?

If I am disabled and collecting long-term disability, will that impact my financial planning? Absolutely! Your disability can impact your financial planning. Your savings can be depleted and you may have to ask family members for loans. At Cavey & Barrett we assist our Long-Term Disability/ERISA clients in dealing with the challenges they confront in the disability claims process. These questions include: (1) What are my benefits when I'm going to start working? (2) How do I file for Social Security? (3) Should I COBRA my health coverage? (4) Do I have alternative sources of healthcare?...

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Choosing a Social Security Disability Attorney in Your State | FL SSD Attorney

What: Should You Choose a Social Security Disability Attorney to Represent You in Your State? There are Social Security Disability hearings offices all throughout the state of Florida. We at Cavey and Barrett, handle Social Security Disability claims throughout the state. What is important is having a Social Security Disability attorney that understands the Social Security Disability system in the state you are filing for benefits in. That can make the difference between winning or not winning the Social Security Disability benefits and back benefits to which you are entitled. It doesn’t matter...

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I have filed my application for long terrm disability benefits. How long will the long term disability insurance company take to tell me if they are going to pay my long term disability insurance benefits?

I have filed my application for long terrm disability benefits. How long will the long term disability insurance company take to tell me if they are going to pay my long term disability insurance benefits? The rule of thumb is 3 months! The long term disability carrier will get your medical records, contact your employer and do an investiagtion to determine if you meet the long term disability insurance policy requirements. If you have a medicall complex claim or your medical records don't support your claim, the long term disability insurance company may contact your doctor....

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What Should I Do If My Doctor Refuses to Fill Out the Long Term Disability Insurance Medical forms?

Change doctors! Sorry, but your doctor may be the best doctor in the world but if your doctor won't file out the Long Term disability insurance medical forms, you will most likely NOT get paid your disability benefits. Before you apply for long term disability/ERISA disability benefits, Nancy Cavey, a long term disability claims lawyer in Florida, suggests you get  a copy of your doctor's records and see what is in those records about your complaints, your symptoms and your ability to do your job. If those records don't support your claim you will have a problem with your disability claim. Make sure...

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Living with Your Pain | Social Security Disability Lawyer in Tampa

When you apply for Social Security Disability you are going to be asked about your ability to function on a daily basis. Even though you may live with your pain everyday, the Social Security Administration has no idea what your day is like unless you tell them. It’s important when you complete any Social Security Disability forms that you explain: 1. The nature of your pain. 2. The location. 3.  How often you have pain and how long it lasts. 4.  What may trigger your pain. 5.  What impact the pain has on your ability to function around your home. 6.  Side effects of your medication. Please ...

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Can I refuse to attend a neuropsychological exam at a long-term disability carrier?

Can I refuse to attend a neuropsychological exam at a long-term disability carrier? If a long-term disability carrier is scheduling you for a neuropsychological exam, I strongly suggest that you contact a long term disability attorney like Nancy Cavey immediately! Nancy Cavey is familiar with the neuropsychologists routinely used by long-term disability carriers. We won’t ever refuse an exam, but there are a number of things that can be done to protect your interests. These include: (1) obtaining your own neuropsychological exam before attending the long-term disability carrier’s neuropsychological exam (2) videotaping the independent medical examination (3)...

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How to Answer the Question “Why You Can’t Work?” | Social Security Disability

During the course of your Social Security Disability claim you are going to be asked a very crucial question: “Why Can’t You Work?” Why can’t you work eight hours a day, five days a week at a simple job? Most people don’t understand why that question is being asked because they think it is obvious why they can’t work. As a result, they give the “wrong” answer. The Social Security Disability stage process as we discussed in earlier posts explains that you must establish a steps four and five that you can’t do...

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How is the long term disability/ERISA lawyer going to let me know if they are going to pay my disability benefits?

How is the long term disability/ERISA lawyer going to let me know if they are going to pay my disability benefits? You might get a call but most likely you will get a letter letting you know if you are going to be paid your disability benefits. If you get a letter sayig the long term disability carrier will pay your benefits, make sure you are getting the right amount and any back benefits. If you get a letter denying your benefits, you generally have the right to appeal. Don't fool around about a denial. The reality...

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The long term disability/ERISA insurance compnay refuses to pay my disability benefits and I want to sue them!

The long term disability/ERISA insurance compnay refuses to pay my disability benefits and I want to sue them! If you have a private disability insurance policy that you have purchased, you can sue in state court if the long term disability insurance company denies your claim. We file a bad faith claim with the Department of Insurance and, after that cliam period has expried, we generally file a state law suit. If you have a group disability policy it is governed by a federal law called ERISA which requires you to exhaust all of your administrative remedies...

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