No. 3 – Long-term disability and financial planning.

No. 3 - Long-term disability and financial planning. At The Law Office of Nancy L. Cavey we assist our Long-Term Disability/ERISA clients in dealing with the challenges they confront in the disability claims process. These questions include: (1) What are my benefits when I'm going to start working? (2) How do I file for Social Security? (3) Should I COBRA my health coverage? (4) Do I have alternative sources of healthcare? (5) How do I make the health insurance gap between my Medicare eligibility and the loss of my healthcare? For assistance with these questions and your long-term disability or Social Security Disability...

01 November

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No. 2 – Long-term disability benefits and my healthcare coverage through COBRA

Posted by Nancy Cavey

in Long Term Disability, Uncategorized

No. 2 - Long-term disability benefits and my healthcare coverage through COBRA At The Law Office of Nancy L. Cavey, it's not uncommon for long-term disability applicants to come to our office with a letter from their employer about continuing their healthcare coverage through COBRA. Federal law requires employers with 20 or more employees to provide COBRA health care continuation coverage, and there are specific time limits for choosing this coverage. Unfortunately, many long-term disability applicants are also applying for Social Security Disability benefits and are in need of medical treatment. They have not become Medicare eligible and are facing a gap in...

01 November

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No. 1 – Is the long-term disability carrier entitled to repayment because I got Social Security Disability benefits?

Posted by Nancy Cavey

in Uncategorized

No. 1 - Is the long-term disability carrier entitled to repayment because I got Social Security Disability benefits? Have you read your long-term disability policy? Does it provide that future benefits can be withheld to recover any overpayment arising from a retroactive payment of benefits such as Social Security Disability benefits? In the case of White v. Coca Cola Corporation, the United States District Court for the Northern District of Georgia upheld a provision in Coca Cola's long-term disability plan that allowed Coca Cola to withhold future benefits to recover a retroactive payment of Social...

Author: Nancy Cavey