I am Confused: Why Shouldn’t I just File for Social Security Retirement Benefits instead of Social Security Disability Benefits?
table.MsoNormalTable { font-size: 12pt; font-family: "Cambria","serif"; } What a great question, the Social Security Disability Insurance program is just that, an insurance program that you pay for as a result of the deductions from your paycheck. If you are disabled and unable to work we believe that you should apply for Social Security Disability benefits and not Social Security Retirement benefits. Here’s why: 1. You have to be age 62 or older to apply for Social Security Disability Retirement benefits. 2. The Social Security Retirement benefits are based on your average earnings during your work life. If you have...
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