A number of states, like Washington, had prohibited disability insurance companies from using discretionary clauses in disability policies. This prevents long term disability companies from hiding behind the "we denied your benefits and the courts can't make us change our minds" rationale for many long term claims denials....
Continue readingThe risk of disability is a real problem. Nancy Cavey, Esq has written the go-to book "Robbed of Your Peace of Mind" to assist you with your Long Term Disability and ERISA claims....
Continue readingIt is hard enough for the truly disabled Metropolitan Life Insurance long disability clients to get the long term disability benefits they deserve. Now, Rose Durbin, of Rochester, N.Y. has plead quilty to defrauding Metropolitan Life of $30,578.00 in long term disability benefits she wrongful got while working. Ms. Durbin created "false medical records from September 2004 to April 2006 about an injury she suffered in Florida and faxed them to Metropolitan Life." Not only did she work while collecting long term disability benefits but she created false medical records. Nancy Cavey, Florida long term disability benefits denied lawyer, won't represent people...
Continue readingThe St. Paul Pioneer Press reported today that even labor unions in the Twin Cities area are having to pay the health insurance premiums for its union members who are waiting for a decision about their long term disability claims. Long term disability insurance companies are hanging on to their premium dollars and taking more time that allowed under ERISA regulations to decide claims. Here at The Law Offices of Nancy L. Cavey, Tampa Bay based ERISA/long term disability benefits denied attorneys, we are seeing an increasing delay in long term disability carriers making that crucial decision to pay or deny...
Continue readingAs long term disability and Social Security lawyer, Nancy Cavey serves those who have become disabled by pain. As Pain Community News notes in the Fall 2009 Issue, pain is "woefully misunderstood, misdiagnosed and underfunded, yet it is a major symptom of nearly all the leading chronic conditions facing American- cancer, heart disease, diabetes, and arthritis, among others." The American Pain Foundation is a resource of facts, tips and advances in the treatment of pain. If you have questions about your pain and your rights to disability benefits, Pasco, Pinellas and Hillsborough long term and social security disability denied attorney Nancy...
Continue readingABC News reviews that people in 2010 must review and update their Long Term Disability Insurance coverage. Disability coverage is equally important, but receives much less attention than life insurance. If you're a young worker, there is a higher chance of becoming permanently disabled and unable to work than there is of dying prematurely....
Continue readingIn a special report by Dateline NBC, a special undercover documentary showing, in real time, how sick patients are often ruthlessly denied care by their health insurance insurer because the families lack of legal leverage....
Continue readingNancy Cavey, an experienced short and long term disability attorney representing pharmacists throughout the United States, can assist you in understanding the terms of your long term disability policy. She has written Robbed of Your Peace of Mind, which talks about the clauses that you don’t want to see in our long term disability policy!...
Continue readingAccording to the US Census bureau report “Americans with disability in 2005”, 18.7% of the countries population had some level of disability. You should consider purchasing a private long term disability policy. Make sure to consider the following: A short elimination period will allow you to quickly receive benefits. The policy that provides the cost of living adjustments if you are disabled over a long period of time. A long term disability policy that does not have any reductions for the receipt of Social Security Disability benefits. Nancy Cavey, long term disability policy expert, has written Robbed of Your Peace of Mind a book that...
Continue readingSenate Finance Committee Chair Max Baucus (D-Mont.) has scheduled a hearing titled "Do Private Long-Term Disability Policies Provide the Protection They Promise?". The hearing will take place Tuesday. ...
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