Chronic headaches can be a disabling condition under many long term disability policies. Many long term disability policies require that you be under active medical care and a new article establishes that acupuncture provides relief of chronic headaches....
Continue readingPeople always ask me if the long term disability carrier can stop their benefits. In this tragic article, Linda explains how she became a victim of UNUM's claim practices and how her long term disability benefits were simply cut off. This is a common experience but one you can head off....
Continue readingI just got a call from someone who had looked at our website and was set to have his statement taken by the long term disabilty investigator. He did not know what to do!i If you get a call from a long term disabilty carrier asking to take your statement you might be "Diggled". That is a term I created to describe the tactics of some investigators. These long term disability carrier investigator's, including Hartford's Mr. Diggle, will interview your neighbors about your activities. That is ok but if he changes what they say that is being "Diggled". You may be want...
Continue readingA number of states, like Washington, had prohibited disability insurance companies from using discretionary clauses in disability policies. This prevents long term disability companies from hiding behind the "we denied your benefits and the courts can't make us change our minds" rationale for many long term claims denials....
Continue readingThe risk of disability is a real problem. Nancy Cavey, Esq has written the go-to book "Robbed of Your Peace of Mind" to assist you with your Long Term Disability and ERISA claims....
Continue readingIt is hard enough for the truly disabled Metropolitan Life Insurance long disability clients to get the long term disability benefits they deserve. Now, Rose Durbin, of Rochester, N.Y. has plead quilty to defrauding Metropolitan Life of $30,578.00 in long term disability benefits she wrongful got while working. Ms. Durbin created "false medical records from September 2004 to April 2006 about an injury she suffered in Florida and faxed them to Metropolitan Life." Not only did she work while collecting long term disability benefits but she created false medical records. Nancy Cavey, Florida long term disability benefits denied lawyer, won't represent people...
Continue readingThe St. Paul Pioneer Press reported today that even labor unions in the Twin Cities area are having to pay the health insurance premiums for its union members who are waiting for a decision about their long term disability claims. Long term disability insurance companies are hanging on to their premium dollars and taking more time that allowed under ERISA regulations to decide claims. Here at The Law Offices of Nancy L. Cavey, Tampa Bay based ERISA/long term disability benefits denied attorneys, we are seeing an increasing delay in long term disability carriers making that crucial decision to pay or deny...
Continue readingAs long term disability and Social Security lawyer, Nancy Cavey serves those who have become disabled by pain. As Pain Community News notes in the Fall 2009 Issue, pain is "woefully misunderstood, misdiagnosed and underfunded, yet it is a major symptom of nearly all the leading chronic conditions facing American- cancer, heart disease, diabetes, and arthritis, among others." The American Pain Foundation is a resource of facts, tips and advances in the treatment of pain. If you have questions about your pain and your rights to disability benefits, Pasco, Pinellas and Hillsborough long term and social security disability denied attorney Nancy...
Continue readingABC News reviews that people in 2010 must review and update their Long Term Disability Insurance coverage. Disability coverage is equally important, but receives much less attention than life insurance. If you're a young worker, there is a higher chance of becoming permanently disabled and unable to work than there is of dying prematurely....
Continue readingIn a special report by Dateline NBC, a special undercover documentary showing, in real time, how sick patients are often ruthlessly denied care by their health insurance insurer because the families lack of legal leverage....
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