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Author: Nancy Cavey > Articles posted by Nancy Cavey (Page 21)

I Have Had Back Pain for Months, Am I Entitled to Social Security Disability Benefits?

Did you know according to the National Institute of Health, Americans spend over $50 billion every year to treat low back pain. If you have aching, sharpness, burning, numbness, tingling that has lasted three to six months, you have chronic back pain. Many people with chronic back pain have tried treatments like physical therapy, injections and even surgery without relief of on going back pain. If you have had chronic back pain for more than six month and you are unable to work, you should contact chronic back pain Social Security Disability attorney Nancy Cavey to learn more about the Social...

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Social Security Administration Ruling on Fibromyalgia

The Social Security Administration has issued a Social Security ruling (SSR 12-2p) on the evaluation of fibromyalgia. This new rule, which is effective July 25, 2012, states that: “fibromyalgia is a medically determinable impairment when it is established by appropriate medical evidence”. A diagnosis of fibromyalgia must be made by a licensed physician who using the “1990 American College of Rheumatology Criteria” or the “Classification of Fibromyalgia” or the “2010 American College of Rheumatology Preliminary Diagnostic Criteria”. The Social Security Administration will also complete a longitudinal "view site" review of the doctors’ treatment notes and your symptoms. Once it’s...

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The Secret the Social Security Administration Doesn’t Want You to Know- How Social Security Benefits Can Protect Your Full Retirement Benefits

Why would you want to do that? If you opted to take early retirement benefits, you receive a reduced benefit amount for the rest of your life. However, if you have been approved for disability benefits, the Social Security Administration is agreeing that your medical condition would have kept you working until full retirement age had you not been disabled. As a result, the Social Security Administration doesn’t penalize you from being disabled, you are allowed to collect your full retirement amount, instead of the reduced amount for the rest of your life. What You Should Do: You should contact Tampa Bay...

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Six Reasons Why You Want to Supplement Your Group Coverage with an Individual Disability Income Policy

You may have a false sense of financial security if you only have a group long term disability insurance policy. Individual disability policy attorney Nancy Cavey suggests that you supplement your group coverage with an individual disability policy so that you can have financial peace of mind. Did you know that: 1. Most employer sponsored group plans provide a benefit of 60% of your base salary up to a maximum monthly amount. 2. An individual disability policy can protect the portion of your income not covered by a group plan and will generally cover 80-90% of your total compensation, including...

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Screening Guidelines for Diabetes

Diabetes can be a disabling condition that prevents an individual from working for a long period of time. During this period of illness, treatment and recovery, long term disability benefits maybe available to offset your lost wages. The Diabetes Advocacy Alliance, a diverse coalition of 18 have come to together to change how America approached health burdens imposed by diabetes. According to Martha Ringer, Chief Advocacy Officer, for the American Association of Diabetes Educators. Diabetes “Is a public health crisis that threatens to overwhelm our health system…some 79 million Americans are on the verge of diabetes and another 7 million have undiagnosed...

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Diabetic Neuropathy and Your Rights to Social Security Disability Benefits

While many people think of diabetes as a painless condition, millions of diabetics suffer from tingling toes or painful feet. High blood sugar can cause injury to the nerves and blood vessels throughout the body. The first nerves that are affected are the smallest ones furthest away from your spinal cord. Those nerves will stretch to the toes and your feet where it can cause a constant burning feeling in the feet. This problem, called diabetic neuropathy, can completely rob your feet of the ability to sense pain. If your doctor has told you that you have diabetic neuropathy, you may...

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Changing the Date You Are Claiming Entitled to Social Security Disability Benefits

Date of Claims

Unfortunately, many unrepresented Social Security Disability claimants’ often pick a “date of onset” for their Social Security Disability claim that leads to denial after denial by the Social Security Administration. Unfortunately, many disabled workers may have stopped working on a certain day because of an on the job injury or an occupational disease and, that does not mean that the Social Security Administration will find that you that you will receive disability benefits from that date. Sometimes, there are medical conditions that disable you from working that will become totally disabling months or even years after you stop working. As a...

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Where Should You Have Your Angioplasty?

The American Heart Association has conducted a study and has determined that smaller hospitals are just as safe as large ones for elective Angioplasty. An Angioplasty will open up clogged arteries with a balloon or prop them open with mesh like stents. In the past, many patients have had to travel long distances for Angioplasty or stents. Dr. Thomas Aversano, Associate Professor at Johns Hopkins Medical Institute in Baltimore conducted this study that “may bolster programs that offer Angioplasty at community hospitals, some of which only offer the procedure only during emergencies such as heart attacks” ( If you have purchased an...

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Tampa Bay Social Security Disability Attorney Urges Congress to Repair the Social Security Disability Trust Fund

social security disability trust fund

A Social Security Trustee’s Report recently revealed that the Social Security Disability program is projected to exhausted its Trust Fund in 2016, according to a recent article in the Washington Post. The Social Security program is funded through worker and employer contributions through payroll tax and, legally, the plan is prohibited from running a deficit. In 2010 some 8.2 million workers or 5% of the working population were receiving Social Security Disability payments. The Social Security Administration doesn’t make it easy for those who are disabled to get their Social Security Disability benefits. If your Social Security Disability claim in the Tampa Bay...

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What Are Exertional Limitations in a Social Security Case?

Exertional limitations are limitations on the ability to sit, stand, walk, lift, push and pull. Any other limitations are called non-exertional impairments. The amount of exertion or effort is key to determining whether you are entitled to disability benefits. Why? The Social Security Administration uses a Five Step Sequential Evaluation. At Steps Four and Five of the Five Step Sequential Evaluation, the Social Security Administration must determine the physical exertion level of the lightest job that you have ever had and determine what your current level of physical functioning is. Any work that requires very little effort or exertion is considered...

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