Choosing the Right Law Firm to Fight for Your Social Security and Long Term Disability Benefits
Did you know that most long term disability policies have a Social Security Disability offset provision? A long term disability insurance company will force you to apply for Social Security Disability benefits and, if you don’t, they will take the position that they are entitled to the offset anyway! Many times the long term disability insurance company will offer you Social Security Disability representation. That’s bad news for several reasons:
1. You have the choice of your attorney;
2. The Social Security representative recommended by the long term disability carrier may not even be an attorney;
3. Many of these companies will develop your Social Security Disability claim in a way that allows the long term disability carrier to limit your long term disability benefits. So, for example, if you have a psychiatric condition as a result of a herniated disc, the long term disability Social Security representative may only develop your psychiatric claim so that your long term disability benefits are limited to two years.
4. You may get a national corporation like Allsup or Binder and Binder that doesn’t provide local counsel to actually meet and work with you and develop all the medical conditions to support your long term and Social Security Disability claim.
You have the right to choose your own Social Security representative and you should choose a law firm to fight for your Social Security Disability benefits that also does long term disability work. That’s the easy choice.
And, better yet, the insurance company will essentially forgive the attorney fee from getting you the Social Security Disability benefits.
Contact Tampa Bay Social Security and long term disability attorney Nancy Cavey to learn how you can maximize your benefits. Call today at 727.894.3188 for a complimentary consultation.