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Should I Have a Non-Cancelable Long Term Disability Policy?

CaveyLaw.com > Uncategorized  > Should I Have a Non-Cancelable Long Term Disability Policy?

Should I Have a Non-Cancelable Long Term Disability Policy?

Should I Have a Non-Cancelable Long Term Disability Policy?

Absolutely, and there are three kinds of policies:You should avoid conditionally renewable policies because Long Term Disability insurance companies can change the conditions in which you are insured and raise your rates at any time. Nancy Cavey, private disability insurance denied attorney suggests that you consider a non-cancelable guaranteed renewable policy because it will lock in the rate at which you pay for your policy and lock in the benefits. While you can increase your benefits, the Long Term Disability insurance company can’t reduce your benefits! If you are thinking about buying a Long Term Disability policy and have questions about what terms you don’t want to see in a Long Term Disability policy order your free copy of Robbed of Your Peace of Mind.

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