Long-term Disability Claims
Looking for a ERISA Long Term Disability attorney for your disability claim? Nancy Cavey guides you through the process of applying for and getting your long term disability benefits. You might have bought a private disability insurance policy, which is governed by state law, or a disability policy through your employer which is governed by a Federal statute called ERISA. By taking advantage of what many policy holders don’t know, long term disability insurance companies often intimidate policyholders or manipulate them into thinking their options are limited. Before you apply for long term disability benefits or deal with the long term disability carrier you should read a copy of our free book “Robbed of Your Peace of Mind? Important Information on Long Term Disability Insurance Policies, the Claims Procedures and How to Win Your Long Term Disability Benefits”.
Nancy Cavey, a Tampa ERISA Disability Insurance Attorney who can help clients Nationwide, understands your fear of financial ruin because as a teenager her father became disabled and had to rely on his long term disability and Social Security Disability benefits to support his family. Don’t let your benefits be like bicycle accidents, where the person always gets hurt.
Obtaining Disability Benefits for Your Disability Claim
The process of obtaining long term disability benefits from your private disability or ERISA disability insurance carrier can be overwhelming and frustrating. You paid for this disability insurance to help you if you became disabled and the promise of those benefits seems hollow. We will help you understand your disability insurance policy, what traps are waiting for you in the application process, the disability claims appeal process and the common mistakes you can make. Nancy Cavey, a long term disability insurance lawyer will review with you:
1. The Summary Plan description of your disability insurance policy.
2. Review your medical records and help develop the medical and vocational evidence necessary to file the initial disability claim application.
3. File an appeal within 180 days if your ERISA claim is denied. We obtain and review your file from the long term disability carrier, meet with your doctors and obtain supplementary reports, arrange for you to have a functional capacity or vocational evaluations, do medical research and file a detailed and exhaustive disability claim appeal of your private disability or ERISA claim denial.
4. If necessary, file a lawsuit in court.
Protect Your Rights to Your ERISA Long Term Disability Benefits
Nancy Cavey, a St. Petersburg ERISA attorney who handles long term disability cases Nationwide, has extensive experience in handling complex medical conditions that cause disability such as spinal injuries, fibromyalgia, chronic fatigue syndrome and many other diseases. For assistance in obtaining your long term disability or ERISA disability insurance benefits or to order our free book “Robbed of Your Peace of Mind?”, please contact our disability insurance firm today or click the picture of the book on the homepage.
If you or a loved one are disabled and the long term disability claim has been denied, contact our offices for a free case assessment today. We also represent those with Individual Disability Policies across the United States.
With offices in St. Petersburg, Florida, The Law Offices of Nancy L. Cavey represents clients Nationwide and all over Florida including: Tampa, St. Petersburg, Pinellas Park, Sarasota, Bradenton, Venice, Ft. Myers, Naples, Orlando, Lakeland, Gainesville, Daytona, West Palm Beach, Ft. Lauderdale, Miami, Miami Beach, Jacksonville, Tallahassee, New Port Richey, Hudson, Safety Harbor, Largo, Palm Harbor, Port Richey, Clearwater, Indian Rocks Beach, Dunedin, Spring Hill, Brooksville, and all other cities in Florida.
If you or someone you know has a disability or social security disability claim in Florida, do not hesitate to Contact Us before you speak with an insurance company or apply for social security disability. We handle many complex disability cases. There is no obligation to hire a lawyer and the consultation is FREE.