Signing a Medical Release in Your Long Term Disability Claim
It is not uncommon that Long Term Disability carriers will ask that you sign medical releases letting them get your medical records. Unfortunately, all too often, this medical authorization is too broad. It will allow them to contact other insurance companies, the Medical Information Bureau, Disability Income Records System and Health Claims Index. These are databases of information shared by insurance companies and they will secure your records in an effort to deny your claim for disability benefits.
At The Law Offices of Nancy L. Cavey we object to these over-broad releases and crack them, so they only allow the insurance company to get your medical records that are appropriate as part of their review. If they threaten you by saying you are failing to cooperate if you don’t sign a release, you need legal assistance immediately to protect yourself.
At The Law Offices of Nancy L. Cavey we have written the book on Long Term Disability claims “Robbed of Your Peace of Mind.” Signing a blanket overbroad medical release is just another example of how you can be “Robbed of Your Peace of Mind.”