Long Term Disability Claims and Chronic Fatigue Syndrome: Are You Really Disabled?
Chronic Fatigue Syndrome disability lawyer Nancy Cavey knows that a mere diagnosis of Chronic Fatigue Syndrome does not guarantee that you will get your Long Term Disability benefits.
A Long Term Disability carrier who is evaluating a claim based on Chronic Fatigue Syndrome will look to see whether or not you have an impairment that makes you unable to perform the material and substantial duties of your own occupation.
It is not uncommon for Long Term Disability carriers to acknowledge the diagnosis of Chronic Fatigue Syndrome that have a peer reviewed physician or independent medical review physician determine that you are still capable of engaging in the essential functions of your own occupation.
That’s a common game that Long Term Disability carriers play in denying Chronic Fatigue Syndrome claims.
It is important that your doctor accurately answer questions, providing treatment dates, physical findings, test results, and clearly explain how your fatigue exhaustion, low grade fevers, muscle aches and pains make you incapable of performing even minimal sedentary employment. It is not enough to simply say you have restrictions and limitations as a result of your Fibromyalgia.
If your filing a claim for Long Term Disability benefits for Fibromyalgia Chronic Fatigue, it’s crucial that your doctor understands how to correctly fill out Long Term Disability forms. Experienced ERISA Long Term Disability lawyer Nancy Cavey, who specializes in Fibromyalgia and Chronic Fatigue Syndrome Long Term Disability claim’s can confer with your doctor and explain to them how to properly fill out functional capacity forms that Long Term Disability carriers submit to the doctor and explain to your doctor what the material and substantial duties or your job are so that your doctor is giving accurate and thorough opinion.
Contact your Tampa Bay Fibromyalgia and Chronic Fatigue Syndrome ERISA Long Term Disability attorney Nancy Cavey today at 727-894-3188 or at caveylaw.com.