If You Don’t Pick the Right Date to Stop Working, You’ll Hate Yourself Later When Your Long Term Disability Claim is Denied
If your doctor has told you that you are unable to work and you are thinking about applying for short or long term disability benefits, one of the most important decisions that you need to make is the date on which you stop working. If you pick the wrong date to stop working, your claim could be denied!
Many short and long term policies have a provision that requires you to have coverage for a certain period of time before you become eligible to file for benefits. So, if for example, your policy requires that you be covered a year before you can claim benefits and you stop working nine months into your policy, your short or long term disability claim will be automatically denied.
It is important that you consult with an experienced short or long term disability attorney so that you don’t destroy your claim by picking the wrong date to become disabled.