Were Your Disability Benefits Denied By Ohio National? Find Out how Lawyer Nancy L. Cavey Can Help
At The Law Office of Nancy L. Cavey, our Ohio National disability claims attorney is devoted to securing compensation for people who are no longer able to work on a full-time basis due to an injury, illness, or other significant medical impairment. If you are preparing to file for disability benefits through Ohio National or if your disability claim was already denied, we are available to help. For a free, fully confidential review of your case, please contact our law firm today.
An Overview of Ohio National Disability Insurance Policies
The Ohio National Life Insurance Company is a mutual insurance company with the main headquarters in Cincinnati, Ohio. The insurance company offers a wide range of different policies, including life insurance, annuities, short-term disability coverage, and long-term disability coverage.
Unfortunately, it is not always easy for people to secure their fair disability benefits from major insurance carriers such as Ohio National Life Insurance Company. A disability claims lawyer can help you take action to secure the full financial benefits that you rightfully deserve.
What to Do If Your Disability Claim was Denied By Ohio National
Did you recently file a claim for short-term disability benefits or long-term disability benefits through the Ohio National Life Insurance Company? If your claim was rejected, you have the right to file an appeal. Do not give up on your opportunity to obtain disability benefits without raising every argument. To bring a successful disability appeal, a policyholder/beneficiary must be prepared to present a strong, compelling case that directly addresses the reasons why the Ohio National insurance company denied the claim. Some common reasons for disability denial include:
- Material mistakes in your disability application;
- Lack of key financial documents or records;
- Insufficient medical records or medical evidence;
- Disagreement over the severity of disability;
- Dispute over the applicability of a policy exclusion; and
- Bad faith conduct by the insurance company.
Disability Appeals: Strict Deadlines
There are few things more frustrating than finding out that your disability claim had been denied. If your benefits were turned down by the Ohio National Life Insurance Company, you have a limited time to initiate your appeal. How long you have will depend on the specific terms of your disability coverage. If you obtained a policy through an employer—meaning the policy is covered by the Employee Retirement Income Security Act of 1974 (ERISA)—you will have 180 days to appeal a denial. However, if your Ohio National policy came from the private, individual market, you may have even less time to start the administrative appeals process.
Ohio National Disability Claims: Frequently Asked Questions (FAQs)
What are the Steps to File for Disability Compensation through Ohio National?
To file for disability compensation through Ohio National, an applicant must fill out and send in all of the required claims forms in a timely manner. Be sure to include all supporting and supplemental documentation, including medical records. In general, the application for disability benefits should be obtained from your employer (ERISA plan) or directly from Ohio National.
When Will My Disability Benefits Start and Stop?
Disability benefits from Ohio National will start once your claim has been approved and any required waiting period has passed. When a claim has been approved by the insurance company, benefits will generally last until an applicant is no longer medically disabled or until they have hit their maximum allowable benefits under the terms of the plan. Review your specific Ohio National disability policy to see the maximum duration of short term/long term disability benefits.
Can I Afford to Hire a Lawyer to Help With My Disability Claim?
Many people have concerns that hiring a professional disability lawyer will simply be too expensive. Fortunately, you do not need to worry about the cost of top legal representation. With The Law Office of Nancy L. Cavey, you can get a lawyer to handle your case on contingency. There are no upfront or out-of-pocket fees. Our disability law firm only gets paid when you get paid.
Was Your Disability Claim Denied By Ohio National?
Our law firm can help. At The Law Office of Nancy L. Cavey, we have helped thousands of people secure disability benefits over the past four decades. If you need professional help with an Ohio National disability claim, we are ready to get started on your case. Contact our law firm for a no-cost, no-commitment consultation with a top disability attorney. We provide short-term and long-term disability representation to clients in Florida and nationwide.