Learn the Truth About UNUM

UNUM Provident Insurance Company, was created in 1999 by the merger of UNUM corporation with Provident Companies and in 2007 the name was shortened to UNUM. It does not matter if the company name is UNUM, UNUM Provident or Provident, the result is the same. The Law Offices of Nancy L. Cavey, your Tampa and St. Petersburg UNUM Provident Disability Denial lawyers, see the same problems over and over. In a great article in consumeraffairs.com, there are over 20 pages of consumer complaints about UNUM Provident claims handling, improper denials, delayed benefits, and more. This article outlines the nightmares that UNUM Provident...

28 October

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UNUM Forces Long Term Disability Applicant to Return to Work and Then Denies Claim

Posted by Nancy Cavey

in UNUM Insurance Company

Can you imagine waiting 13 years to get disability benefits? That’s what happened to Johnny McAulley who was insured under a disability policy purchased through his employer Socretes Holdings and later under a conversion policy. UNUM denied coverage to Mr. McAulley on the basis that he untimely exercised his rights to convert his group Long Term Disability policy to an individual policy. UNUM argued that Mr. McAulley should be denied 13 years of disability benefits because he had “tried to return to work.” In Johnny McAulley v. First UNUM Life Insurance Company the trial court “ruled earlier this week that Mr....

27 October

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Are you the Victim of UNUM Surveillance?

Posted by Nancy Cavey

in UNUM Insurance Company

UNUM, one of the world’s leading employee benefits providers, offers long-term disability coverage to more than 25 million people. UNUM routinely selects long-term disability cases for surveillance and has practices and protocols for the surveillance companies that it hires. One of the primary companies that UNUM uses for surveillance is Global Options. If you are a UNUM long term disability policy holder, we prepared a special book regarding Long Term Disability surveillance methods. To order your free no obligation copy contact our office today at 727-894-3188. You will have to give us your name and contact information and we will verify that you aren’t in anyway...