Three Myths That Every Social Security Disability Applicant Shouldn’t Ignore
There are many myths that I hear from Social Security Disability Applicants. I am a myth-buster! Some of these myths include:
Myth #1: My Social Security Disability Benefits will equal what I’m currently making.
Fact: No! The amount of your Social Security Disability benefits is based on your earnings record but there is a maximum payment of $2,687.00 which changes every year. According to statistics the average currently monthly payout is $1,171.00.
Even if you made a million dollars a year, your maximum Social Security Disability benefit would be $2,687.00.
Myth #2: My Social Security benefits will start as soon as I apply.
Fact: If you are awarded Social Security disability benefits, you should know that there is a 5 month waiting period. Once you’ve been found entitled to benefits, you won’t get benefits for the first 5 months of your disability.
Myth#3: My Social Security Disability benefits will last for life.
Fact: No! Everyone who receives Social Security Disability benefits is going to be scheduled for a reevaluation for what is called a “continuing disability review”. How often this occurs will depend on your condition and how likely you are to recover.
What Should You Do If You Can No Longer Work?
Don’t let these myths prevent you from filing a claim for Social Security Disability Benefits. You can learn more about Social Security Disability benefits by contacting attorney Nancy Cavey who can help you get the Disability Benefits you deserve! Call today at 727-894-3188 for a complimentary consultation.