Disabled Teleworkers Dissed by ERISA Disability Carriers and Plans and the Three Ways to Challenge a Telecommuting Denial

The COVID 19 pandemic normalized telecommuting. That was helpful to many of my  disabled ERISA disability  policyholders because it either allowed them to hide their disability and work around their limitations while keeping their jobs or work at reduced hours within their restrictions and limitations.  What was beneficial at the “own occupation” stage of a disability claim is backfiring at the “any occupation” stage of a disability claim. What is the Any Occupation Stage of A Disability Claim? Disability policies or plans will typically pay disability benefits for the first two years if you are unable to engage in the ”material and substantial duties...

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