Disability insurance companies don’t always make it easy for policyholders who have mesothelioma to get the disability benefits they deserve. There are only 2,500 to 3,000 mesothelioma diagnoses a year in the United States, with a 40- to 60-year latency period between exposure and diagnosis.
How Do Disability Carriers View Mesothelioma Disability Claims?
Many disability claims for mesothelioma are denied because the disability insurance company says:
(1) There is no objective basis of the mesothelioma diagnosis,
(2) There is no objective basis for the restrictions and limitations assigned by your physician, or
(3) There is no causal relationship between your mesothelioma diagnosis and/or your restrictions and limitations, and your inability to do your own or any occupation.
A mesothelioma diagnosis is not, in and of itself, a disabling condition. You will have to prove that you meet the policy definition of disability.
Nancy Cavey, who has 35 years experience handling disability cases, helps those with mesothelioma overcome a claims denial by working closely with you and your physician.
Nancy Cavey offers a free initial consultation and welcomes the opportunity to speak with you about your disability claim.
What Is Mesothelioma?
Mesothelioma is an aggressive cancer of the lining of your lungs and abdomen. It is difficult to diagnose because it mimics other common ailments; disability carriers will seize on that difficulty in denying claims.
There are three types of mesothelioma, based on the affected organ:
The treatment of mesothelioma includes surgery, chemotherapy and radiation therapy which, in turn, can cause disabling side effects.
What Are The Symptoms of Mesothelioma?
Common symptoms include:
These symptoms can make it difficult, if not impossible, to work.
How Do I Get The Disability Insurance Benefits I Deserve?
Mesothelioma can interfere with your daily activities and with your ability to work. You might have chest pain, for example, that makes it painful to stand, walk, sit, use your upper extremities or even exert yourself.
If you no longer can work or your doctor has told you to apply for disability benefits, you should take steps before you apply:
Contact Disability Attorney Nancy L. Cavey, Who Can Help You Regardless of Where You Live
Mesothelioma and the side effects of treatment can make it difficult, if not impossible, to work. You owe it to yourself and your family to get help today! Nancy Cavey can review your policy and your medical records, and explain to you what your policy says and how to get your disability benefits. Call today for a free consultation at 727-894-3188.