Over 3 million Americans have coronary heart disease, but disability insurance companies don’t always make it easy for policyholders who have coronary heart disease to get the disability benefits they deserve.
The Common Reasons Disability Carriers Deny Coronary Artery Disease Disability Claims
Unfortunately, many claims are denied because the disability insurance company says:
(1) There is no objective basis of the coronary artery heart disease,
(2) There is no objective basis for the restrictions and limitations assigned by your physician,
(3) There is no causal relationship between your coronary heart disease and/or your restrictions and limitations, and your inability to do your own or any occupation.
(4) There is no reason you can’t work in a sedentary capacity.
Nancy Cavey, who has 35 years experience handling disability cases, has successfully represented many policyholders with coronary heart disease. She overcomes a claims denial by working closely with you and your physician.
If you are ready to file a disability application and want to improve your chances of getting disability benefits, or if your claim for coronary artery disability benefits has been denied, it is time to call Nancy Cavey.
She offers a free initial consultation and welcomes the opportunity to speak with you about your disability claim.
What Is Coronary Artery Disease?
The coronary arteries supply your heart with oxygen and nutrients. Fatty deposits can build up inside the arteries and block them. It’s like having a blockage in your pipes.
What Are The Symptoms of Coronary Artery Disease?
The symptoms can include:
Your symptoms should be confirmed by objective medical testing, while a Functional Capacity Evaluation may provide objective evidence of how coronary artery disease affects your ability to perform physical tasks.
How Do I Get The Disability Insurance Benefits I Deserve?
Coronary heart disease can make it difficult, if not impossible, to do things around your home and work. If you no longer can work or your doctor has told you to apply for disability, before you apply for benefits, you should:
Your policy can include a self-reported limitation. It limits how long you can get benefits that result from self-reported symptoms, including shortness of breath or fatigue. You’ll want to know what’s in your policy before you apply for benefits.
Contact Disability Attorney Nancy L. Cavey, Who Can Help You Regardless of Where You Live
Coronary heart disease can make it difficult, if not impossible, to work. You owe it to yourself and your family to get help today! Nancy Cavey can review your policy and your medical records, and explain to you what your policy says and how to get your disability benefits. Call today for a free consultation at 727-894-3188.