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Long Term Disability

CaveyLaw.com > Long Term Disability (Page 8)

Neurological Disorders and Your Rights to Long Term Disability Benefits

neurological disorders disability attorney

If you have purchased an individual disability policy or purchased a group policy through your employer, you may be eligible for long term disability benefits. The major types of neurological disorders that may result in a claim for long term disability benefits include: 1. Huntington’s Disease;2. Muscular Dystrophy; 3. Parkinson’s; 4. Alzheimer’s; 5. Cerebral Vascular Accidents (Strokes); 6. Injuries to the Spinal Cord and Brain; 7. Seizure Disorders; 8. Meningitis; 9. Brain Tumors. Unfortunately, many long term disability carriers don’t make it easy for those with neurological disorders to receive the long term disability benefits that they deserve. Long term disability applicants...

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You May be Entitled to Long Term Disability Benefits for Osteoarthritis

If you have purchased an individual long term disability policy or group disability policy and you have been diagnosed with osteoarthritis, you may be entitled to long term disability benefits if your condition is so severe that if prevents you from working. Osteoarthritis is a chronic joint disease of the hands, knees, hips and spine. It primarily effects adults age 55 years or older and is caused by a breakdown of cartilage in your joints. While physical therapy and medication can help control the pain, joint replacement surgery may be necessary when the joints in your hands, hips, or knees are damaged...

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What Does it Take to Collect Your Long Term Disability Benefits?

Long term disability attorney Nancy Cavey knows that disability carriers are notorious for delaying, denying and challenging your right to disability benefits. It takes persistence, experience and team work to get your long term disability benefits. From the moment that you file your disability claim, your carrier is looking for a reason to deny your disability benefits. One of the strategies that they employ is to use a disability guideline from a predetermined statistical duration after which you should be able to “return to work”. One of the leading guides long term disability carriers use is giving statistical guidelines. Long term disability...

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Prudential Disability Insurance Program Begins a Return to Work Service

One of the many disability carriers in the United States is Prudential Group Insurance which has created a Return to Work Service for employers to assist them with Short Term Disability claims. This program provides employers with assistance in developing a Return to Work Program for employees who are disabled. Disability insurance claim denied attorney Nancy Cavey applauds Prudential’s efforts to begin a Return to Work program to help those who are disabled return to work with assistance in helping employers and disabled employees to return to work in a modified capacity and transitional role....

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Does Your Long Term Disability Denial List Alternative Jobs that You Allegedly Can Perform?

You purchased your long term disability policy to provide you benefits when you are unable to work. Unfortunately, many long term disability carriers don’t make it easy for those who are disabled to get the benefits that they deserve. One of the favorite ways that long term disability carriers will deny claims is to list alternative jobs that you can reportedly do despite your restrictions and limitation. Unfortunately, many long term disability carriers fail to actually consider what the material duties of the hypothetical jobs are. So, for example, if the hypothetical job requires you to interact with customers or fellow...

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Give Me One Minute and I’ll Explain How Long Term Disability Carriers like Northwestern Mutual Make Money with Your Long Term Disability Premiums

Northwestern Mutual has continued it’s strong growth as a commercial state investor and lender by participating in major transactions in both east and west coast. In fact, Northwestern Mutual recently sold the Seattle Towers for a substantial amount of money. By purchasing Class A properties and projects, Northwestern Mutual has increased its portfolio to over $30.2 billion. Long term disability carriers like Northwestern Mutual use your premium dollars to invest in real estate transactions- and you thought they were just using your premium to pay disability benefits. You can learn more about your rights to long term disability benefits and things that you do...

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Struggling with Cardiovascular Disease

Has your doctor diagnosed you with cardiovascular disease? You may be eligible to receive long term disability benefits if you have purchased a group disability plan from a private insurer or have coverage through your employer. According to a report from Medline Plus, middle aged adults in the United States should start meeting the American Heart Association’s Heart Health Goals of: 1. Maintaining a healthy weight and diet; 2. Being physically active; 3. Not smoking; 4. Having adequate blood sugar levels; 5. Having adequate cholesterol levels; 6. Having good blood pressure. The study shows that just one out of every 2,000 middle aged adults in the United States...

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Heart Health and a Fiber Rich Diet

Did you know that heart disease can be a life threatening condition? According to the Science Blog, young and middle age adults who consume a fiber rich diet can significantly lower their risk of heart disease. Adults between the ages of 50-59 who made fiber a regular part of their diet were found to have a lowered lifetime risk of heart disease in comparison to those who have a low fiber diet. The lifetime reduction in the risk for heart disease is an important finding. Because heart disease is so wide spread in the United States, your physician may have told...

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No Extra Benefits Seen in Study for Coronary Artery Disease

A traditional method of treating coronary artery disease is prescribing beta blockers, ace inhibitors, statins and daily aspirin. A recent study, a described in the New York Times, shows that traditional treatment for coronary artery disease is just as effective as stent implantation for prevention of chest pain, heart attack and need for future percutaneous coronary intervention. Percutaneous coronary intervention, or PCI, involves a surgeon inserting a mesh tube made of metal into an artery that has become narrow because of accumulated plaque. The tube is fed into an artery and expands to hold the artery open to the point that...

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Ovarian Cancer Treatment side effects and your rights to long-term disability benefits

If you have been diagnosed with ovarian cancer and your treatment plan involves chemotherapy, you may experience physical, emotional, and psychological side effects. These can include: Fatigue Anemia Constipation Nauseousness and vomiting Mouth and throat problems Infection Anxiety and depression Nerve and muscle problems. When ovarian cancer prevents you from working, you may be entitled to receive long-term disability benefits if you purchased a disability policy from a private insurer or have coverage through an employer. Unfortunately, long-term disability carriers don’t make it easy to get the disability benefits you deserve, and in particular, do not understand the side effects of...

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