Applying for Social Security Disability (SSD) benefits can feel overwhelming. The rules are complicated, the paperwork is lengthy, and most people are denied the first time they apply.
At Cavey Law, we guide you through the entire SSD claims process so you don’t have to face it alone.
Step One – Filing Your Initial Application
The first step is submitting a comprehensive application to the Social Security Administration (SSA). This application includes:
- Your personal and work history.
- Your medical conditions and treatments.
- Information about doctors, hospitals, and medications.
- How your health problems limit your ability to work.
It’s critical to be thorough and accurate at this stage. Missing information or incomplete records often lead to denials or significant delays.
Step Two – The Social Security Administration Reviews Your Application
Once submitted, the SSA will review your application to determine:
- If you’re working and earning over Substantial Gainful Activity (SGA) limits.
- If your condition is severe and expected to last at least twelve months or result in death.
- If your medical condition meets or equals a Listing in the Listings of Impairments.
If you meet the SSA’s strict requirements, you may be approved at this stage. However, most people are denied and must file a Request for Reconsideration. Remember, you only have sixty days from the date of your denial to do so. If you miss that deadline, you may have to start over.
Step Three – Reconsideration (First Appeal)
If your initial claim is denied, you have the right to file a Request for Reconsideration. At this stage, a different SSA reviewer will look at your file. New evidence – such as updated medical records or additional doctor’s opinions – can be critical here. Unfortunately, many claims are denied again at this level.
Step Four – Hearing Before an Administrative Law Judge (ALJ)
If you’re denied at reconsideration, the next step is requesting a hearing before an Administrative Law Judge (ALJ). This is often the most important stage of the process. At your hearing:
- You’ll testify about your symptoms and limitations.
- Medical and vocational experts may provide opinions.
- Your attorney will present evidence and ask questions to support your case.
This stage gives you the best chance of success because it’s the first time you get to explain your situation in person.
Step Five – Appeals Council and Federal Court
If the judge denies your claim, you can request a review by the Appeals Council. If the Appeals Council refuses to review your case or upholds the denial, the final step is filing a lawsuit in Federal Court.
Why Legal Representation Matters
The SSD claims process is long, stressful, and filled with legal technicalities. Statistics show that people represented by attorneys are far more likely to be approved for benefits. At Cavey Law, we:
- Gather and submit strong medical evidence.
- Communicate with your doctors about important SSA requirements.
- Assist you with gathering necessary RFC forms from your doctors.
- Prepare you for hearings and cross-examine expert witnesses.
- Handle deadlines, paperwork, and appeals so you can focus on your health.
Our Commitment to Your SSDI Claims
We know the disability claims process isn’t just about rules and forms – it’s about real people who need financial stability and medical coverage. We combine our legal expertise with compassion and persistence, fighting to get you the benefits you deserve.








