Most Long Term Disability policies provide that you must apply for Social Security Disability benefits. While they will pay you your full Long Term Disability benefits while you are waiting for you Social Security decision, they ask to sign a repayment agreement where you agree to repay the Long Term Disability carrier any overpayment that’s […]

What: Claims Denied | Long Term Disability Why: Lack of Clear Information Unfortunately, Nancy Cavey sees many Long Term Disability claims denied based on the medical opinions of hired guns who will make statements like, “the file lacks of clear, sequential, detailed, objective clinical information, which will completely preclude the claimant for an attempt at

If you have been involved in a Workers Compensation claim, you may also be entitled to Long Term Disability benefits if you purchased this policy through your employer. There is an opportunity to apply for additional compensation benefits. If you have been involved in a work place accident, Nancy Cavey, experienced Long Term Disability attorney,

President Obama has declared the swine flu a national emergency. Federal agencies have recommended that businesses be flexible and let sick workers with the swine flu stay home. Unfortunately, there are some individuals who have become severely ill with swine flu and have been hospitalized and even died. If you or a loved one is

What: Leading Cause of Long Term Disability Claims Who: United States Source: Seattle Post In a recent news article in the Seattle Post, it states that the leading cause of long term disability in the United States is fatal car accidents, or as the article titled it “Driving”. it also states that driving is a

What: Disability Claim Scheme Where: New Jersey Who: LaShondrea Tucker According to an IFA news brief, LaShondrea Tucker, who was employed as a disability claims manager for Prudential Insurance Co., admitted that between Sept. 22, 2003, and March 23, 2004, she created fraudulent disability claims using the names and other identifiers of actual people enrolled

What: Disability Claim Denied Where: BC Canada Who: Randolph Gibbens A man in Canada who had unprotected sex and contracted a disablity in which left him paralyzed has lost his case in trying to bring his disability claim. Randolph Gibbens had contracted herpes in unprotected sex and became a paraplegic after the disease had ran

As a highly paid specialized medical or legal professional you need to adequately protect your income in the case of disability. There are several features that you should consider in purchasing a Long Term Disability Policy. Any policy should have the following features: 1. Recognizing the specialty or sub speciality that you practice 2. Protect

Many people that buy Long Term Disability policy believing that after an accident or illness their lost income will be covered. That isn’t correct! Did you know that a typical group policy only pays you 60% of your salary up to a specified limit? Such as $3,000, $5,000 or $7,500 per month? Long Term Disability