What should I do if the long term disability insurance company denies my long term disability claim application? Pick up the phone immediately and call disability lawyer Nancy Cavey at 727-477-3263. You have 180 days from the date of your denial letter to file an appeal. The long term disability carrier is hoping you will […]

What am I supposed to do when the long term disability/ERISA carrier stops paying my long term disability benefits? Call Disability lawyer Nancy Cavey at 727-477-3263 immediately! The appeal clock is ticking!! The long term disability carrier is betting that you will give up and won’t appeal within 180 days of the time the long

My long term disability/ERISA carrier is taking forever to tell me if they will pay my benefits. What should I do? Call Nancy Cavey at 727-477-3263 immediately. Your long term disability/ERISA carrier is required by Federal regulation to issue a decision on your claim is a timely manner. Nancy Cavey, a Florida based nationwide long

Is there any benefit to me to have a long term disability/ERISA attorney represent me in my long term disability/ERISA claim? There are lots of reasons you should have Cavey and Barrett represent you in your long term disability/ERISA claim. We help you even before you file for disability by gathering your medical records, making

What written material does the Long term Disability/ERISA carrier look at when they decide if they are going to pay my long term disability benefts? The long term disability/ERISA carrier will look at your medical records, your job descrition and other material they get from your employmer, statements that you make on your Activities of

Does Florida state law affect my personal private (non-ERISA) disability claim? Every state, including Florida, has laws that goven personal private (non-ERISA) disability policies. In Florida, you can seek punitive damages if your disability insurance carrier handle your claim in bad faith. Florida law requires that you placed the disability carrier on notice of their

Is there a “treating doctor” rule in long term disability/ERISA cases that says my long term disability insurance company has to accept the opinons of my doctor? The United States Supreme Court has said “No!” Unlike Social Security, there is no treating doctor rule in long term disability/ERISA cases. In Black and Decker v. Nord,

I paid my premium for long term disability benefits all these years. Now that I need those benefits, will the long term disability carrier pay my long term disability/ERSIA benefits? Maybe! There are good and bad long term disability carriers. Any long term disability insurance or ERISA carrier will require you to show evidence that

Will the long term disability/ERISA insurance company contact my co-workers, family members, or neighbors? Without a doubt! The disability insurance carrier will start by talking with your employer to get your job description and information about your job performance. They want to see if you stopped working because of problems with your job or ou