Change doctors! Sorry, but your doctor may be the best doctor in the world but if your doctor won’t file out the Long Term disability insurance medical forms, you will most likely NOT get paid your disability benefits. Before you apply for long term disability/ERISA disability benefits, Nancy Cavey, a long term disability claims lawyer […]

How is the long term disability/ERISA lawyer going to let me know if they are going to pay my disability benefits? You might get a call but most likely you will get a letter letting you know if you are going to be paid your disability benefits. If you get a letter sayig the long

The long term disability/ERISA insurance compnay refuses to pay my disability benefits and I want to sue them! If you have a private disability insurance policy that you have purchased, you can sue in state court if the long term disability insurance company denies your claim. We file a bad faith claim with the Department

The long term disability/ERISA carrier has decided to pay my long term disability benefits. What happens next? Awesome! Make sure the long term disability insurance company is paying you the right amount of long term disability benefits, not taking any improper deductions, and is paying you any back benefits that you are owed. If you

I am reducing my hours at work and wonder when should I apply for long term disability benefits? Every disability policy has what is called an “elimination period” and “notice” provision and, to answer that question, you need to get your policy and look at those provisions. Some policies say you have to give notice

I have just filed my claim for long term disability benefits. What happens next? The long term disability adjuster will be assigned to your claim and will contact you in writing or by phone. You should not deal with the adjsuter without having a lawyer. St. Petersburg, Florida disability lawyer Nancy Cavey has written extensively

I have filed my claim for long term disability benefits and the long insurance term disability insurance company is calling. What should I do? The Law Office of Cavey and Barrett are highly experienced long term disability/ERISA attorneys. Nancy Cavey has written a number of blog posts on what you should do when the long

My doctor tells me to start reducing my hours. Should I apply for long term disability benefit/ERISA disability? Unfortunately, there is no hard or fast answer to that question. Each long term disability policy/ERISA policy has different provision about how long you have to be out of work or what kind of reduction in your

The long term disability/ERISA carrier wants me to be examined by their doctor. What should I do? Call long term disability/ERISA lawyer Nancy Cavey immediately! Most long term disability policies give the carrier the right to have you examined but at Cavey and Barrett we make sure the carrier doctor: Treats the same medical condition