No. 1 – Is the long-term disability carrier entitled to repayment because I got Social Security Disability benefits? Have you read your long-term disability policy? Does it provide that future benefits can be withheld to recover any overpayment arising from a retroactive payment of benefits such as Social Security Disability benefits? In the case of […]

The Social Security Administration has their own schedule and works at their own pace. An attorney cannot make the Social Security Administration work at a faster pace or demand that you receive a decision. An attorney cannot control the speed in which you are scheduled for a Hearing before an Administrative Law Judge. What is

What medical conditions are considered disabling? It is important that you understand how your disability insurance provider defines “disability.” For some insurance carriers, “disability” means that you are unable to perform your “own occupation.” While other carriers define it as the inability to perform “any occupation.” The burden is generally on you to prove that

If I become injured or disabled, when is the best time to apply? Now! Let us at Cavey and Barrett help you. We have free no obligations books and additional information on our website that will assist you in the right direction. Give us a call at 727-477-3263 for a free consultation.

If my Long Term Disability claim is approved how much will I receive? You have to read your policy because that will tell you the percentage of the salary that you will receive. The fine print in the policy will tell you how your benefits are calculated and will probably have an offset provision that

Can I collect Long Term Disability Benefits for Multiple Sclerosis? While every long term/ERSIA disability policy is different, most polcies do cover multiple sclerosis if you can prove your are disabled from performing your own occupation. You will also probably be elgible for Social Security Disability benefits for your multiple sclerosis. If you have been

Can I Refuse to Attend a Neuropsychological Exam Scheduled By My Long Term Disability Carrier? If a long-term disability carrier is scheduling you for a neuropsychological exam, I strongly suggest that you contact a long term attorney like Nancy Cavey immediately! Tampa Bay disability attorney Nancy Cavey is familiar with the neuropsychologists routinely used by

If I am disabled and collecting long-term disability, will that impact my financial planning? Absolutely! Your disability can impact your financial planning. Your savings can be depleted and you may have to ask family members for loans. At Cavey & Barrett we assist our Long-Term Disability/ERISA clients in dealing with the challenges they confront in

I have filed my application for long terrm disability benefits. How long will the long term disability insurance company take to tell me if they are going to pay my long term disability insurance benefits? The rule of thumb is 3 months! The long term disability carrier will get your medical records, contact your employer