Question: When will you be eligible for Medicare? Answer: If you receive Social Security Disability benefits you will get Medicare Part A and B after being on Social Security Disability benefits for 24 months. Social Security will automatically put you on Medicare and you should get a letter about that three months before your Medicare […]

How Often Does The Social Security Administration Review Social Security Disability Awards To Hiv Patients? Answer: Modern day anti-retroviral (ARV) therapy, can offer improve the health of HIV positive Americans. Since there is clinical improvement over a period of one to two years. The Social Security Administration appears to be reevaluating Social Security Disability recipients

FAQ:  The Long Term Disability Carrier asked me where I filled my Prescriptions, why? Answer: Great question! Long term disability carriers have access to investigators who will canvass pharmacies near your home to determine whether or not you are getting your prescriptions filled and, what prescriptions are getting filled. Since you’ve signed a medical release

What is a Consultative Examination in a Social Security Case? A: If your medical records don’t document your disability, a Social Security Disability examiner may schedule you for what is called a consultative exam (CE). A consultative exam is an evaluation by a physician or psychologist, picked by Social Security to assist them in assessing

When you become our client, we will mail you an information packet with a letter that will go a little something like this: Congratulations, you’ve made the right decision to hire Cavey and Barrett to help you with your long term disability claim. It wasn’t easy, but you’ve seen the light! You’ve taken the first

If you become disabled and are unable to work, dental disability insurance is essential to help you maintain your current practice. According to a recent survey, nearly half of one million people who filed for bankruptcy in the United States did so because of an illness or an injury. If you’re involved in a car

Insurance companies have a good ol’ boy network of doctors that cherry pick your doctor’s medical records in favor of the disability insurance company. This good old boy network reports only what the disability insurance company wants to hear to the disability carrier such as Liberty Mutual, Reliance, MetLife, Hartford or CIGNA deny your Long

Unfortunately, long-term disability carriers routinely use companies such as PSY BAR to review long-term disability/ERISA claims involving psychiatric conditions. I recently reviewed PSY BAR’s website and noted that they offer online courses to adjusters and IME doctors. One of the courses, “Psychological and Psychiatric Assessment of Individuals for Disability Insurers,” actually teaches “independent medical doctors”