Many disability insurance policies have mental nervous limitations that limit the payment of disability benefits to just 2 years if you have a psychological or psychiatric condition that causes or even contributes to your disability. Get out your disability policy and read it closely, what does it say? You should be careful about discussing your […]
Americans spend over 50 billion dollars every year treating aching, sharp, burning, numbness and tingling back pain. If you have had those symptoms for more than six months, you have chronic back pain, however, disability carriers just don’t understand how debilitating chronic pain can be. What should I do before I stop working and apply
Getting The Long term Disability Benefits You Deserve For Chronic Back Pain Read More »
Over 2,000 people in the United States are diagnosed with bone cancer every year, which begins in your bones. Unfortunately, it can spread easily and result in disability. When it comes to diseases like this, we are here to help. What do I need to know if I suffer from Bone Cancer? It is important
What Every Long Term Disability Policy Holder With Bone Cancer Needs To Know Immediately Read More »
Over 1 in 10 Americans are diagnosed with diabetes every year. Diabetes is one of the leading causes of disability and death in the United States. Diabetes can cause nerve damage which, in turn, causes tingling and numbness in feet and hands. It can even cause problems with your vision. Worse yet, diabetes can lead
Long term disability carriers will request that you sign a medical release so that they can get copies of your medical records. Many will hire Medi-Copy services, a third part medical record processor, based in Nashville. In addition to medical records, they also provide disability form completion services. Guess what they do! Since they’re working
Long Term Disability Recipients Need To Be Afraid Of Medi-Copy Services Read More »
Lupus patients can have a long hard fight to get the long-term disability benefits they deserve. They key to winning long-term disability benefits for Lupus is in your medical records. What Your Medical Records Should Document About Your Lupus Your records should document the following symptoms and how they impact your ability to function: Low-grade
When an injury or sickness prevents you from working, you may be entitled to disability benefits under a long term disability policy. However, before you stop working, you should get out your disability policy and understand: (1) how the policy defines occupation, (2) what type of proof the policy requires. It’s crucial that you understand
One of the many challenges in applying for long term disability benefits is to determine the date that you become disabled and the date you should stop working. Before you stop working you should get out your disability policy and consider the following. What is the effective date of your long term disability coverage? If
Long term disability carriers don’t make it easy for policyholders to get the disability benefits they deserve. Unfortunately, you can make crucial mistakes from the very beginning of your claim including how and when you submit a notice of claim. Before you “give notice” to the disability insurance company, you should do the following: (1) first,
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