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The Three Reasons Your Medical Records are Key To Winning Your Social Security Disability Claim

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The Three Reasons Your Medical Records are Key To Winning Your Social Security Disability Claim

Your medical records are one of the keys to getting the Social Security disability benefits you deserve. You are required to establish that you have a medically determinable impairment, that you have gotten medical treatment and that you are compliant with that medical treatment. Let’s talk about how each of these is key to winning […]

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Does Discrimination And The Disenfranchisement Of Women In The Health Care System Impact An ERISA Disability Insurance Claim?

Does Discrimination and the Disenfranchisement of Women in the Health Care System Impact an ERISA Disability Insurance Claim?

A recent study, “Women’s Experiences of Health-Related Communicative Disenfranchisement,”  published in Health Communication, confirms that many women’s  health concerns are often dismissed by physicians. According to the study, many women’s health concerns are met with disbelief that “discredits, silences and/or stereotypes one’s… experiences.” This is “medical gaslighting.” By “gaslighting,” I mean the tendency to treat

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Buerger’s Disease And Your Long-Term ERISA Disability Claim

Buerger’s Disease and Your Long-Term ERISA Disability Claim

Buerger’s disease, which is also known as thromboangitits obliterans, is a vascular disorder that primarily affects cigarette smokers. It causes narrowing or blockage of the veins and arteries of the legs or arms which can make it difficult if not impossible to work. If you have an ERISA disability policy, you may be entitled to

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How You Answer A Social Security Judge’s Question about Taking Your Kids to School Can Destroy Your Social Security Disability Claim

Congratulations! Your big day is finally here! The Social Security judge is going to ask you a lot of questions and, hopefully, your attorney has gone over with you all the questions you will be asked and even done a video that goes over how to truthfully answer those questions. If not, let me make

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The 900,000 Surge of Disabled Workers in the United States, the Role of COVID-19, and What Can Happen To Your ERISA Disability Claim When Work Accommodations End

According to a study by the Federal Reserve Bank of New York, “there has been a surge of about 900,000 people with disabilities in the U.S. workforce since 2020.” It is thought the increase is due to Americans with long COVID who have remained in the workforce. Emily Peck of Axios Markets wrote an article

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Back Log of Social Security Cases and Proposed Rules to Limit Evidence | New Port Richey Disability Benefits Lawyer

There are 8.7 million disabled workers collecting Social Security Disability Benefits and over 3 million people apply for Social Security Disability Benefits each year! Only 33 percent of the initial applications are approved and only 700,000 appeal the denial to the Administrative Law Judges. Roughly 1 million people give up! Of the 700,000 who appeal

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The Ten Mistakes You Can Make That Can Destroy Your ERISA Disability Claim

Short and long-term disability insurance claims are often made because of chronic heart problems. But if you have chronic heart issues and were thinking about leaving work and applying for disability benefits, there are some common problems you should be aware of before you do that. The case of Adams-Runion v. UNUM Life Ins. Co.

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Vertebral Compression Fracture and Wedging Claim Denial by UNUM Overturned by Federal Judge

Vertebral Compression Fracture and Wedging Claim Denial by UNUM Overturned by Federal Judge

One of the most painful back injuries is a compression fracture of the spine that results in wedging and a loss of height of the vertebral body. The bone of the spine can collapse and, as it heals, wedge.  The spinal bone can also fracture and fragment. That is known as a  Retropulsed fragments. The

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UNUM’s Claim that Policy Holder’s Back Pain

UNUM’s Claim that Policy Holder’s Back Pain was Out of Proportion to the Evidence of Radiculopathy on Exam Reversed by Federal Judge

One of the common reasons disability carriers like UNUM deny or terminate benefits is the argument that the policy holder’s pain is out of proportion to examination findings and, therefore, the policy holder isn’t disabled by the terms of the disability plan or policy. Many times, disability carriers can get away with this argument because

UNUM’s Claim that Policy Holder’s Back Pain was Out of Proportion to the Evidence of Radiculopathy on Exam Reversed by Federal Judge Read More »