If you have purchased your disability policy through your employer and have become disabled, your claim will be governed by the ERISA law. ERISA law is unlike any law in the United States and, quite frankly, it isn’t a fair law. Many ERISA disability policies have a provision in the policy that grants discretion to […]
ERISA Mediations, Your Chance to Tell Your Story Read More »
Do you have muscle cramping in your legs with physical activity? Experience numb, cold or weak legs? Slow to heal foot sores? You may be suffering from Peripheral Artery Disease (PAD) which occurs when plaque builds up on the walls of your arteries that supplies blood to your legs. If you have diabetes, smoke, have
Peripheral Artery Disease and Your Rights to Social Security Disability Benefits Read More »
Do you have chronic back pain on a daily basis? Doing the simplest of tasks around the house or at work can be difficult, painful and downright unbearable. Unfortunately, surgery may not relieve your back pain and despite physical therapy, injections and even surgery, you may still have chronic back pain. According to the National Institute of
Chronic Back Pain and Your Rights to Social Security Disability Benefits Read More »
Arthritis can be a disabling condition that prevents you from working. If your doctor has told you are unable to work, long term disability benefits may be available to offset lost wages. Did you know there are five tips to reduce your risk of arthritis: 1. Exercise; 2. Don’t push your body past its limits;
Tips to Reduce Your Risk for Developing Arthritis Read More »
Did you know that most long term disability policies have a Social Security Disability offset provision? A long term disability insurance company will force you to apply for Social Security Disability benefits and, if you don’t, they will take the position that they are entitled to the offset anyway! Many times the long term disability
Headache pain can cause you to be disabled. If your doctors have told you that you are unable to work, you should apply for Social Security Disability benefits. Unfortunately, many Administrative Law Judges question the credibility of Social Security Disability applicants regarding the severity and frequency of the headaches. It’s important that when you apply
Headache Pain and Your Rights to Social Security Disability Benefits Read More »
Multiple Sclerosis (MS) is a potentially debilitating disease that causes inflammatory damage around the axons of the brain and spinal cord. This damage to the myelin sheath called the “demyelination” can cause loss of sensitivity, tingling, pins and needles, numbness, muscle weakness, spasm, difficulty moving with coordination, balance, speech and digestive problems. Beta Interferon has
Beta Interferons Treatment and MS Read More »
Did you know according to the National Institute of Health, Americans spend over $50 billion every year to treat low back pain. If you have aching, sharpness, burning, numbness, tingling that has lasted three to six months, you have chronic back pain. Many people with chronic back pain have tried treatments like physical therapy, injections
I Have Had Back Pain for Months, Am I Entitled to Social Security Disability Benefits? Read More »
Why would you want to do that? If you opted to take early retirement benefits, you receive a reduced benefit amount for the rest of your life. However, if you have been approved for disability benefits, the Social Security Administration is agreeing that your medical condition would have kept you working until full retirement age
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