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Vertebral Compression Fracture and Wedging Claim Denial by UNUM Overturned by Federal Judge

UNUM Insurance Company

Vertebral Compression Fracture and Wedging Claim Denial by UNUM Overturned by Federal Judge

Vertebral Compression Fracture and Wedging Claim Denial by UNUM Overturned by Federal Judge

One of the most painful back injuries is a compression fracture of the spine that results in wedging and a loss of height of the vertebral body. The bone of the spine can collapse and, as it heals, wedge.  The spinal bone can also fracture and fragment. That is known as a  Retropulsed fragments. The […]

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UNUM’s Claim that Policy Holder’s Back Pain

UNUM’s Claim that Policy Holder’s Back Pain was Out of Proportion to the Evidence of Radiculopathy on Exam Reversed by Federal Judge

One of the common reasons disability carriers like UNUM deny or terminate benefits is the argument that the policy holder’s pain is out of proportion to examination findings and, therefore, the policy holder isn’t disabled by the terms of the disability plan or policy. Many times, disability carriers can get away with this argument because

UNUM’s Claim that Policy Holder’s Back Pain was Out of Proportion to the Evidence of Radiculopathy on Exam Reversed by Federal Judge Read More »