Short Term Disability

Woman sits on a bed in a cozy bedroom with her wheelchair nearby.

What Steps Should You Take If Your Short Term Disability Benefits Are Exhausted in Florida?

Short-term disability (STD) insurance typically covers weeks or months of inability to work for personal health reasons. Healing doesn’t work on a timetable, but insurance companies do. Insurers have been known to deny STD benefits simply to discourage plan members and save money. What can you do when the end of your short-term benefits approaches—especially […]

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Reliance’s Structural Conflict of Interest Results In Reversal of District Court Order

Latest Articles, Reliance Insurance Company, Short Term Disability / The Law Office of Nancy L. Cavey

It’s not uncommon for disability insurance companies, like Reliance, to be responsible for both paying benefits and administrator during the claims process. That’s a conflict! Disability carriers routinely have provisions in the policy that provides them with the discretion to interpret the terms of the policy and make a determination of entitlement to benefits. To

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