If you have been scheduled for a functional capacity evaluation you be can sure it’s because the Long Term Disability carrier doesn’t agree with what your treating physician says about your restrictions and limitations. If you have been scheduled for a functional capacity evaluation call Nancy Cavey, an experienced Long Term Disability ERISA claims denied […]

In Hartford’s 2010 Benefit Landscape Study, Long Gendreau, Executive Vice President of the Hartford Group Benefits, explained that the number of employees in the United States with “short term disability insurance rose from 41% in 2009 to 55% in 2010” the percentage of American workers with “long term disability insurance increased from 36% in 2009