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What Are the Common Mistakes to Avoid in Long-Term Disability Claims in Florida?

Long Term Disability

What Are the Common Mistakes to Avoid in Long-Term Disability Claims in Florida?

Do You Need Long-Term Disability Benefits? Did you purchase a long term disability policy through an insurance agent or did your employer offer you long term disability benefits? If you are disabled and out of work and have long term disability coverage,  you should have the services and advice of a Florida disability lawyer for […]

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The Law Office of Nancy L. Cavey

Long Term Disability Attorney Near Me – Your Trusted Partner from the Law Office of Nancy L. Cavey

When you’re facing the challenges of a long-term disability claim, having a skilled long term disability attorney near me is essential. Finding expert guidance that’s conveniently located can make a significant difference in your case. At the Law Office of Nancy L. Cavey, we’re dedicated to providing top-notch legal assistance right in your local area.

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The Law Office of Nancy L. Cavey

ERISA Disability Policy: Be Prepared for Limited Benefits for Neuromuscular Disorders

You purchased a disability insurance policy to provide you with peace of mind, but there might be a terrible flaw in your policy that will rob you of that peace of  mind and your financial security. The Two Types of Limited Disability Benefit Provisions in an ERISA Disability Policy or Plan There are two limited

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Buerger’s Disease And Your Long-Term ERISA Disability Claim

Buerger’s Disease and Your Long-Term ERISA Disability Claim

Buerger’s disease, which is also known as thromboangitits obliterans, is a vascular disorder that primarily affects cigarette smokers. It causes narrowing or blockage of the veins and arteries of the legs or arms which can make it difficult if not impossible to work. If you have an ERISA disability policy, you may be entitled to

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The 900,000 Surge of Disabled Workers in the United States, the Role of COVID-19, and What Can Happen To Your ERISA Disability Claim When Work Accommodations End

According to a study by the Federal Reserve Bank of New York, “there has been a surge of about 900,000 people with disabilities in the U.S. workforce since 2020.” It is thought the increase is due to Americans with long COVID who have remained in the workforce. Emily Peck of Axios Markets wrote an article

The 900,000 Surge of Disabled Workers in the United States, the Role of COVID-19, and What Can Happen To Your ERISA Disability Claim When Work Accommodations End Read More »

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Can Your Facebook posts Lead to a Denial or Termination of Your Long-Term Disability Benefits?

Disability carriers will use every trick in the book to deny a disability claim, and they’ve written much of the book themselves. A disability carrier will review the activities that you reported on the Activity of Daily Living forms that you completed, hopefully consistent with what you told your doctor. Then, they’ll compare that to

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File-an-Appeal-of-Your-Denied-Long-Term-Disability-Claim-Lawsuit

Must You File an Appeal of Your Denied Long-Term Disability Claim or Can You Just File a Lawsuit?

The answer is “Yes,” you must file an appeal first before you file a lawsuit. Fighting your long-term disability carrier can be exhausting. Delay, endless requests for more information, not so “independent” a “medical evaluation,” surveillance and denial, are all designed to wear you out. You might be tempted to say “nuts” to that and

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Anesthetists-Nurse-ERISA-Disability-Insurance-Claims

Nurse Anesthetist‘s Opioid Addiction and Long-Term Disability Insurance from United Heritage Life

It is not uncommon for disability policy holders to develop opioid pain medication addiction after undergoing surgery.  Opioid addiction can be even more problematic when the policy holder is a medical professional like a certified registered nurse anesthetist. The American Association of Nurse Anesthetists has a return to work program for recovering nurses to re-enter

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Long-Term-Disability-Application-Policy-Holder-Attorney

How A Long Term Disability Application Can Overwhelm A Disabled Policy Holder

It’s difficult to make the decision to stop working and apply for disability benefits. The application process can be daunting. Before you stop working, you should do the following: review your long term disability policy to understand what you have to prove, the deadlines for submitting your claim, the deadlines for supplying medical records and

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