The St. Paul Pioneer Press reported today that even labor unions in the Twin Cities area are having to pay the health insurance premiums for its union members who are waiting for a decision about their long term disability claims. Long term disability insurance companies are hanging on to their premium dollars and taking more […]

Nancy Cavey, author of “Robbed of Your Piece of Mind”, wants you to know that disability is a real risk. Over 54 million Americans or 19% of the population was considered disabled based on the December 2008 US Census Bureau Report. Other disability facts include: 1. Almost 90% of disabling accidents and illnesses are not work related.

ABC News reviews that people in 2010 must review and update their Long Term Disability Insurance coverage. Disability coverage is equally important, but receives much less attention than life insurance. If you’re a young worker, there is a higher chance of becoming permanently disabled and unable to work than there is of dying prematurely.

In a special report by Dateline NBC, a special undercover documentary showing, in real time, how sick patients are often ruthlessly denied care by their health insurance insurer because the families lack of legal leverage.

Nancy Cavey, an experienced short and long term disability attorney representing pharmacists throughout the United States, can assist you in understanding the terms of your long term disability policy. She has written Robbed of Your Peace of Mind, which talks about the clauses that you don’t want to see in our long term disability policy!

According to the US Census bureau report “Americans with disability in 2005”, 18.7% of the countries population had some level of disability. You should consider purchasing a private long term disability policy. Make sure to consider the following: A short elimination period will allow you to quickly receive benefits. The policy that provides the cost

Senate Finance Committee Chair Max Baucus (D-Mont.) has scheduled a hearing titled “Do Private Long-Term Disability Policies Provide the Protection They Promise?”. The hearing will take place Tuesday.

People who dread thinking about long-term-care insurance or find it too expensive soon will have a reason to look again.